Report updated May 30, 2026
Grateful by Exodus
For individuals seeking global, borderless payment solutions using stablecoins with self-custody security.
Grateful by Exodus is an established finance app that is completely free.
What is Grateful by Exodus?
Grateful is a self-custodial stablecoin wallet and prepaid Visa card app for global, borderless payments on iOS.
Users hire Grateful to maintain sole control of their private keys while gaining the ability to spend stablecoins at any merchant accepting Visa, solving the liquidity gap for crypto-native assets.
Current Momentum
v26.3
- Launched on iOS in late 2025.
- Maintains active development cadence.
Active Nemesis
TokenPocket: Crypto & Bitcoin
By TP Global
Other Rivals
7-Day Rank Pulse 🇺🇸
FinanceNo ranking data
Rating Pulse 🇺🇸
Gathering signals...
What makes this app unique?
How Is The App's Momentum Right Now?
Loading...
What Are The Key Features?
User retains sole control of private keys via passkey authentication.
Virtual card for spending stablecoin balances.
Automated exchange rate optimization based on transaction volume.
How much does it cost?
- Free app access
- Transaction fees per Cardholder Agreement
Monetization relies on transaction-based fees and program management.
Who Built It?
Exodus Movement
Providing self-custodial cryptocurrency management and global payment solutions. Enabling users to control digital assets across mobile and desktop.
Portfolio
2
Apps
Who is Exodus Movement?
Exodus occupies a distinct position as a cross-platform, self-custodial wallet provider that prioritizes UI/UX parity between desktop and mobile environments. Their strategic moat is built on high-frequency feature integration—such as multi-network support and native DeFi/Web3 connectivity—which targets users who prefer a unified, non-custodial interface over exchange-based custody. The recent expansion into global payment solutions via virtual debit cards signals a pivot toward bridging the gap between crypto-native asset management and everyday consumer spending.
Who is Exodus Movement for?
- Individual cryptocurrency users
- DeFi participants seeking self-custodial control over digital assets
- Integrated payment tools
Portfolio momentum
Released 12 updates across 2 apps in the last 6 months with the most recent major release occurring within the last 24 hours, indicating highly active development.
What other apps does Exodus Movement make?
What do users think recently?
Analysis in progress, available soon
What is the competitive landscape for Grateful by Exodus?
How's The Finance Market?
Market outlook for this category
Available very soon
The rivals identified
The Nemesis
Head to Head
Grateful should lean into its 'money that moves' value proposition by prioritizing payment ease over the complex, technical feature set favored by TokenPocket.
What sets Grateful by Exodus apart
Focuses on a simplified, consumer-friendly UX for stablecoin payments rather than complex DApp navigation.
Provides an integrated virtual card and QR payment system for real-world spending utility.
What's TokenPocket: Crypto & Bitcoin's Edge
Boasts a massive, established user base with high engagement across multiple blockchain ecosystems.
Features deep technical integrations like energy rental and hardware support that appeal to crypto-native power users.
Contenders
Includes an in-app chat feature that facilitates social interaction alongside financial transactions.
Emphasizes escrow services to provide trust and security for peer-to-peer asset exchanges.
Features a proprietary inflation hedge token (EDLC) designed to protect users against currency devaluation.
Prioritizes a self-custody security model that appeals to users wary of centralized exchange risks.
Offers liquid staking pools that allow users to earn yield while maintaining asset liquidity.
Provides a CeDeFi debit card that bridges the gap between crypto holdings and daily spending.
Utilizes an open-source codebase to build community trust through transparent and verifiable development.
Focuses on a mining-centric ecosystem that integrates wallet functionality with hardware-based earning potential.
Peers
Provides real-time profitability analysis based on specific hardware configurations and current network difficulty.
Includes an offline detection feature to monitor mining rig status without requiring constant connectivity.
Integrates directly with Mining Pool Hub to provide granular, real-time statistics for multiple pools.
Features auto-exchange currency tracking to help users manage diverse mining rewards efficiently.
Displays the Crypto Fear and Greed Index to help users gauge market sentiment before trading.
Employs a privacy-first architecture that ensures user conversion data remains local and untracked.
SecuX Wallet
★3.7 (147)SecuX
SecuX competes in the finance space by focusing on the security and visual management of crypto assets.
Provides visual transaction confirmation to prevent errors during the transfer of sensitive digital assets.
Includes a personalized gallery feature for showcasing NFTs and digital collectibles within the wallet.
The outtake for Grateful by Exodus
Strengths to defend, gaps to attack
Core Strengths
- Passkey-based self-custody removes third-party risk
- Visa card integration provides real-world utility
Critical Frictions
- Zero rating count indicates low market penetration
- Transaction-based fee model lacks recurring revenue stability
Growth Levers
- Integrate educational content to lower onboarding barriers
- Expand into regional markets with high stablecoin adoption
Market Threats
- Centralized exchanges offer lower friction for mainstream users
- Regulatory shifts regarding stablecoin issuance impact card programs
What are the next best moves?
Ship in-app educational onboarding because zero ratings suggest high friction for new users → increase conversion velocity
The lack of user feedback and the technical nature of self-custody indicate a high drop-off during the initial setup.
Trade-off: Pause the development of advanced FX rate dashboards — current user base needs basic utility first.
A counter-intuitive read
The lack of centralized exchange integration is not a weakness but a deliberate moat, as it protects users from the platform-risk events that have historically plagued crypto-native finance.
Feature Gaps vs Competitors
- In-app chat for peer-to-peer trust (available in Alpha Wallet)
- Liquid staking pools (available in Changex)
- Hardware wallet integration (available in TokenPocket)
Key Takeaways
Grateful provides a secure self-custodial bridge for stablecoin spending, but the technical barrier to entry limits mainstream adoption, so the PM should prioritize simplifying the onboarding flow to capture non-crypto-native users.
Where Is It Heading?
Mixed Signals
The market for self-custodial payment tools is consolidating around apps that bridge the gap between crypto-assets and traditional retail spending. Grateful is positioned to capture security-conscious users, but it must prove its utility against centralized alternatives to survive the current competitive cycle.
The app is in an early release phase with no public sentiment data, requiring a focus on acquisition metrics to validate the product-market fit.