Report updated Apr 20, 2026
SBI Secure OTP
For existing State Bank of India customers who use Internet Banking or the Yono Lite SBI App.
Overview · Full Intel report in progress
SBI Secure OTP is an established finance app that is completely free. With a 1.5/5 rating from 18.2K reviews, it shows polarized user reception.
What is SBI Secure OTP?
Current Momentum
v3.2 · 5mo ago
SteadyLast updated 159d ago. 5 versions tracked.
Competition
Rivals identification in progress
7-Day Rank Pulse 🇺🇸
FinanceNo ranking data
Rating Pulse 🇺🇸
What makes this app unique?
What Does It Look Like?
How Is The App's Momentum Right Now?
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What Are The Key Features?
Enables the generation of one-time passwords for authenticating online banking transactions.
Requires a one-time registration process using the user's Internet Banking (INB) credentials.
Uses an automated SMS process from the device to validate the user's registered mobile number during setup.
How much does it cost?
Who Built It?
State Bank of India
Providing a unified digital banking and lifestyle ecosystem for retail and corporate customers globally.
Portfolio
13
Apps
Who is State Bank of India?
State Bank of India has successfully transitioned its massive institutional footprint into a mobile-first 'YONO' ecosystem that blends traditional banking with lifestyle services. Their primary moat is a deep regulatory and trust-based integration across multiple international jurisdictions, allowing them to serve a global user base with region-specific versions of their flagship platform. The current strategic focus is consolidating disparate banking utilities into unified, high-engagement platforms while maintaining a rigorous security-first update cadence.
Who is State Bank of India for?
- Retail
- Corporate banking clients
- International residents
- The Indian diaspora requiring cross-border financial management
Portfolio momentum
The publisher maintains an exceptionally high development frequency with 90 releases in the last 6 months and 100% of their 24-app portfolio remaining active.
What other apps does State Bank of India make?
Analysis in progress, available soon
What do users think recently?
Analysis in progress, available soon
Analysis in progress, available soon
What is the competitive landscape for SBI Secure OTP?
How's The Finance Market?
Market outlook for this category
Available very soon
Strategic analysis coming soon
SWOT, key takeaways & outlook
The outtake for SBI Secure OTP
Key Takeaways
While the app aims to provide a reliable alternative to SMS-based OTPs, users frequently report significant technical challenges during the initial registration and authentication phases.
Where Is It Heading?
Trend analysis
Available very soon