Alinma Bank
Snapshot
Publisher DNA
What defines Alinma Bank?
AI intelligence is not yet available for Alinma Bank. The portfolio data below is up to date.
Portfolio
What does Alinma Bank ship?
Apps
10 apps analysed
Open banking integration increases user lock-in via balance aggregation
- Accessibility features for sight-impaired users expand the addressable market
Analysis in progress
Bill-splitting feature drives social network effects
- Ease of registration
- Transaction processing delays
Analysis in progress
Analysis in progress
Distributed across 12 markets, strongest in Europe.
Based on 3 of 10 apps with localized market data, more coverage rolling in as scans complete · last scanned .
Americas (3)
- United States3 / 3
- Brazil1 / 3
- Mexico1 / 3
Europe (7)
- France1 / 3
- Germany1 / 3
- Italy1 / 3
- Netherlands1 / 3
- Portugal1 / 3
›+2 more europe markets
- Spain1 / 3
- Sweden1 / 3
Asia-Pacific (2)
- Japan1 / 3
- South Korea1 / 3
Core markets (3/3 apps)
User Sentiment
How do users feel about their apps?
1
Positive apps
0
Neutral / mixed
1
Negative apps
55/100
Avg sentiment score
Unlock the app dragging this portfolio down.
Access the full report for freeRivals
Who does Alinma Bank compete with?
The rivals identified
Nemeses(2)
BancoEstado serves as a primary nemesis due to its massive scale in public-sector financial services and its dominance in QR-based transit and merchant payments, directly challenging AlinmaPay’s wallet utility.
Both apps compete for the same Saudi retail banking audience by providing digital-first account management and remote banking services to primary account holders.
Contenders(13)
Both apps compete for the same Saudi retail banking audience by providing essential local payment and account management utilities.
Both apps compete for the same Saudi retail banking customer base, with AlRajhi Mobile holding a higher market rank and leveraging instant financing to capture primary banking relationships.
Both apps compete for the same retail banking customers in Saudi Arabia, specifically targeting users seeking digital-first management of accounts and credit products.
Both apps target Saudi residents with digital-first banking, creating direct competition for primary account holders within the Saudi Finance category.
IME Pay competes directly in the digital wallet space, leveraging an agent network to drive adoption.
Found targets the same business-owner demographic as AlinmaPay with a focus on financial automation.
Both apps target Saudi financial users, with Alinma providing retail banking and Jadwa providing specialized Shariah-compliant investment services, creating overlap for users managing personal wealth.
Both apps target the Saudi financial market, with Alinma App providing core banking utility while Manafa captures individual investors through debt-based crowdfunding opportunities.
Qonto competes for the business-owner segment of AlinmaPay’s user base by offering specialized financial management tools.
Both apps compete for the same Saudi retail finance audience, with Riyad Capital targeting the investment-focused segment that Alinma App serves through its broader banking utility.
Both apps target the same Saudi retail banking audience with digital-first account management and financial product applications, creating direct competition for primary account holders.
Both apps compete for the same Saudi retail banking customer base, serving as the primary digital channel for institutional account management and financing.
This app mirrors AlinmaPay’s core utility of QR payments and bill management within a mobile banking context.
Same space(21)
Operates as a neobank alternative that competes for Alinma's credit-focused user base.
Serves as a digital service channel for retail and business customers, competing with Alinma's utility-focused banking.
Acts as a centralized account management utility that competes with Alinma for primary banking relationships.
Competes for Alinma's credit-focused users by offering a zero-annual-fee credit product.
Acts as a neobank alternative that competes for Alinma's credit and savings-focused user base.
Provides a similar retail banking interface that competes for Alinma's user base through high-frequency financial management tools.
Targets the same retail and self-employed segments as Alinma through a mobile-first financial management interface.
Operates as a neobank alternative that targets the same digital-first financial management audience as Alinma.
Provides an account management interface that competes for the same retail banking users as Alinma.
Serves as a primary banking utility that competes for Alinma's retail and business customer segments.
Hakbah operates in the Saudi fintech space, focusing on social savings and credit solutions.
This app serves the personal finance management niche, overlapping with AlinmaPay’s transaction tracking.
Competes for the same retail banking audience as Alinma by providing daily account management tools.
Provides a mobile interface for credit cards and loans, competing for Alinma's retail financial management users.
This app focuses on granular expense tracking, a secondary use case for AlinmaPay users.
Offers a similar core banking utility that competes with Alinma for primary account holder retention.
Provides a similar core banking utility that competes for Alinma's retail customer base.
Splid directly competes with AlinmaPay’s bill-splitting functionality for social and group expenses.
Centralizes digital services for cooperative banks, competing with Alinma for retail banking customers.
Serves as a personal portal for Santander products, competing with Alinma for retail banking relationships.
Provides a similar retail banking utility that competes for Alinma's core banking users.
New entrants(2)
A new competitor in the bill-splitting space, aiming to simplify group settlements.
A new entrant focusing on cross-border currency access and AI-driven financial assistance.