Alinma Bank
Snapshot
Publisher DNA
What defines Alinma Bank?
AI intelligence is not yet available for Alinma Bank. The portfolio data below is up to date.
Portfolio
What does Alinma Bank ship?
Apps
8 apps analysed
Open banking integration increases user lock-in via balance aggregation
- Accessibility features for sight-impaired users expand the addressable market
Analysis in progress
Bill-splitting feature drives social network effects
- Ease of registration
- Transaction processing delays
Cashback rewards program provides tangible financial value that sustains user engagement despite service issues
- The cashback rewards program provides tangible financial value that keeps users engaged with the service
- Account access and registration failures prevent new users from successfully onboarding or using the app
Analysis in progress
Distributed across 12 markets, strongest in Europe.
Based on 3 of 8 apps with localized market data, more coverage rolling in as scans complete · last scanned .
Americas (3)
- United States3 / 3
- Brazil1 / 3
- Mexico1 / 3
Europe (7)
- France1 / 3
- Germany1 / 3
- Italy1 / 3
- Netherlands1 / 3
- Portugal1 / 3
›+2 more europe markets
- Spain1 / 3
- Sweden1 / 3
Asia-Pacific (2)
- Japan1 / 3
- South Korea1 / 3
Core markets (3/3 apps)
User Sentiment
How do users feel about their apps?
1
Positive apps
0
Neutral / mixed
1
Negative apps
55/100
Avg sentiment score
Unlock the app dragging this portfolio down.
Access the full report for freeRivals
Who does Alinma Bank compete with?
The rivals identified
Nemeses(2)
BancoEstado serves as a primary nemesis due to its massive scale in public-sector financial services and its dominance in QR-based transit and merchant payments, directly challenging AlinmaPay’s wallet utility.
Credit Karma competes directly for the user's financial attention by providing credit monitoring and approval odds, which serve as a gateway to the banking products Alinma offers.
Contenders(8)
E*TRADE challenges Alinma by combining high-end investment platforms with integrated banking, targeting the same affluent retail demographic.
IME Pay competes directly in the digital wallet space, leveraging an agent network to drive adoption.
Found targets the same business-owner demographic as AlinmaPay with a focus on financial automation.
Wealthscape competes for the wealth management portion of the user base, focusing on brokerage account management and virtual assistance.
Qonto competes for the business-owner segment of AlinmaPay’s user base by offering specialized financial management tools.
This app mirrors AlinmaPay’s core utility of QR payments and bill management within a mobile banking context.
Webull competes for the investment-focused segment of Alinma's user base by offering advanced trading tools and AI-driven insights.
This app competes for the same regional banking customer base by offering integrated business banking and multi-currency management.
Same space(8)
Hakbah operates in the Saudi fintech space, focusing on social savings and credit solutions.
This app serves as a utility competitor, capturing users during the loan research phase of the banking lifecycle.
Kalshi competes for the user's interest in alternative financial instruments and prediction markets.
This app serves the personal finance management niche, overlapping with AlinmaPay’s transaction tracking.
This app focuses on granular expense tracking, a secondary use case for AlinmaPay users.
Splid directly competes with AlinmaPay’s bill-splitting functionality for social and group expenses.
Polymarket occupies the same space of high-frequency, event-based financial speculation.
This app is a direct utility competitor for users calculating loan amortization and repayment schedules.
New entrants(4)
A new entrant focusing on the loan comparison market, potentially diverting users before they reach Alinma's loan products.
A niche tool for investors that captures users looking for specific trading and position-sizing calculations.
A new competitor in the bill-splitting space, aiming to simplify group settlements.
A new entrant focusing on cross-border currency access and AI-driven financial assistance.