ADBL Smart Plus icon
Best Smart icon
Central Smart icon
+46

F1soft

For retail banking customers in Nepal, ranging from urban professionals to rural cooperative members.

Known forFonepoints
49apps2.5(59.9K) Multi-theme

Snapshot

Who is F1soft?

Providing digital banking infrastructure for financial institutions in Nepal. Enabling secure mobile access to accounts, payments, and lending.

Target audience

Retail banking customers in NepalRanging from urban professionals to rural cooperative members

Active nemesis

Flash Pagamentos Beneficios e Vales

Other rivals

Portfolio

Free 49
49
apps
Finance46
Lifestyle2
Social1

Last updated

Fonepoints

v3.3.70

2mo ago

Intense

Publisher DNA

What defines F1soft?

Publisher DNA

Primary focus

Mobile banking and digital payment solutions

Scale

studio

Target audience

Retail banking customers in Nepal, ranging from urban professionals to rural cooperative members.

Signature Patterns

  • White-labeled mobile banking solutions for specific financial institutions
  • Standardized feature set including fund transfers, bill payments, and QR code integration
  • Uniform security focus utilizing 128-bit SSL encryption
  • Exclusively free-to-use utility model for bank customers
Intense

Portfolio momentum

With 31 releases in the last 6 months across a portfolio of 49 apps, the publisher maintains a high-frequency development cycle to support its banking partners.

Last release 0d agoActive apps 40Abandoned 7

Portfolio

What does F1soft ship?

Apps

49 apps analysed

ADBL Smart Plus icon
ADBL Smart Plus

ADBL Smart Plus: Mobile Banking In Your Pocket

4.2(2.6K)
View Intel →
Best Smart icon
Best Smart

Best Finance's Official Mobile Banking App

0.0
View Intel →

Collateral-free digital lending reduces branch-level operational overhead

  • Fonepay QR integration drives high-frequency transactional habits
Central Smart icon
Central Smart

Central Finance Limited's Official Mobile Banking Application

0.0
View Intel →

128-bit SSL encryption provides a baseline security trust-anchor

  • Fonepay QR integration enables immediate retail utility
Citizens Smart icon
Citizens Smart

Official Mobile Banking App for Citizens Bank Nepal

4.6(4.2K)
View Intel →
CIT Mobile App icon
CIT Mobile App

This app assists customer to directly access and view information of their a/c's

2.4(611)
View Intel →

Multi-protocol connectivity ensures access for users on legacy network infrastructure.

  • Niche insurance fund integration functions as a B2B distribution barrier into government-affiliated service partnerships.

Single-market publisher, every app ships only to United States.

Based on 27 of 49 apps with localized market data, more coverage rolling in as scans complete · last scanned .

Americas (1)

  • United States27 / 27

Core markets (27/27 apps)

United States

User Sentiment

How do users feel about their apps?

0

Positive apps

1

Neutral / mixed

0

Negative apps

50/100

Avg sentiment score

Rivals

Who does F1soft compete with?

The rivals identified

Nemeses(3)

Flash Pagamentos Beneficios e Vales

known forFlash | Benefícios e Despesas

1 app4.9FinanceSocial

Flash competes directly for the user's financial wallet by offering integrated corporate expense management and multi-benefit card services that overlap with mobile banking utility.

Fidelity Investments

known forFidelity Investments

1 app4.8Finance

Fidelity competes for the same financial services audience by offering a comprehensive digital ecosystem that dwarfs Best Smart’s current mobile banking utility.

Nectar360

known forNectar – Collect&Spend points

1 app3.7Lifestyle

Both applications function as digital interfaces for loyalty program management, competing for users seeking to track and redeem rewards points.

Contenders(8)

Clarity Benefit Solutions

known forAlight Smart-Choice Accounts®

2 apps3.2FinanceSocial

This app targets the same segment of users managing specialized financial accounts, specifically focusing on HSA and card administration.

SOTEICA

known forCACEENP Electrónica

1 app3.6FinanceSocial

This app serves as a contender by providing cooperative-based financial access and affiliate account management similar to the target's banking services.

AgMarket Consulting

known forAgMarket.Net®

1 app4.6Finance

This app competes for users seeking professional-grade financial optimization tools within the agricultural business sector.

ChefMod

known forChefMod

1 app5.0Finance

ChefMod competes in the business finance space by automating accounts payable and supplier communication, overlapping with the target's bill payment functionality.

CMoney

known for樂活五線譜-薛兆亨Tivo

3 apps1.0Finance

It targets the same demographic of financially conscious users by offering specialized investment visualization and community-driven content.

Nilesh Kumar

known forSubspace: Subscriptions

1 app3.5Social

Subspace competes for the user's attention in the personal finance management category by tracking recurring expenses and subscriptions.

FYRST competes by offering professional-grade banking integrations like DATEV, targeting the same business-oriented user base as CIT.

Teamworks Innovations

known forTeamworks Wallet

1 app3.9Finance

This app directly challenges the target's mobile banking utility through account aggregation and external fund transfer capabilities.

Same space(14)

Mehmet Bayram

known forParanı Çalıştır

3 apps5.0Finance

This app provides financial calculation tools that compete with the target's goal of helping users manage their money.

Timothy DeGraff

known forGovAid: SNAP

1 app5.0FinanceSocial

It occupies the financial utility space by assisting users with government aid and benefit estimation, similar to the target's focus on financial management.

Airtime Rewards

known forAirtime - Mobile Rewards

1 app0.0Lifestyle

Provides a direct financial utility by applying rewards to mobile bills, creating a retention mechanism similar to Fonepoints' loyalty management.

Christopher Romani

known forFast Tip & Split Calculator

1 app5.0Finance

This app addresses the micro-financial needs of users, overlapping with the target's goal of making daily transactions easier.

Dollarbird Apps SRL

known forDollarbird - Budget Calendar

1 app4.7Social

Dollarbird occupies the same personal finance space by using a calendar-based interface to track transactions.

Juan Diego

known forCar Payment Calculator US

1 app5.0Finance

This app overlaps with Best Smart’s utility features by providing specialized loan calculation tools for consumers.

Kantar Profiles

known forLifePoints: Rewards App

1 app4.4Lifestyle

Operates as a global survey platform where users earn points for opinions, competing for the same user attention as Fonepoints' loyalty engagement model.

MSORG DEVELOPERS

known forAsbdata

1 app5.0Finance

Asbdata offers automated bill payment and wallet funding, directly overlapping with the core features of Central Smart.

Nestlé Purina Petcare

known formyPurina – Pet Rewards App

1 app4.9Lifestyle

Uses a brand-specific loyalty loop to drive engagement, mirroring Fonepoints' goal of managing rewards within a centralized digital interface.

Playful Rewards

known forPlayful Rewards: Play & Earn

1 app4.6Lifestyle

Targets the same casual user base as Fonepoints by offering rewards for micro-tasks, though it relies on an ad-supported model rather than pure loyalty tracking.

RWichmann

known forSplittr - Expense Splitting

1 app4.8Social

Splittr addresses the transactional side of finance, focusing on expense management and multi-currency support.

The Infinite Kind

known forMoneydance

1 app4.7Social

Moneydance is a direct peer in the personal finance management space, focusing on secure transaction entry and tracking.

Viper-Digitech

known forVayGo

1 app3.3Finance

VayGo directly competes with Best Smart’s core mobile banking functionality, specifically regarding digital loan applications.

Webtoweb

known forSimple Invoice & Quote Maker

1 app4.8Social

This app targets the business utility segment, providing document generation tools that complement banking account management.

New entrants(4)

Andre Cortelletti

known forImpressão 3D formação de Preço

1 app0.0FinanceSocial

This newcomer targets the financial calculation space, providing a specialized dashboard for cost management that could distract from banking apps.

Eli Bitton

known forJob Pay Calculator

1 app0.0Finance

This app enters the financial utility market by offering professional payment tracking and reporting, competing for the user's financial attention.

Jaydip Jethva

known forShare Market Calculator

1 app0.0Finance

This newcomer targets the same financial utility market by providing specialized calculators for stock market participants.

Muhammad Omar Farooq Shah

known forBankrate Mortgage Calculator

1 app0.0Finance

It enters the space by offering highly specific mortgage-related financial tools that overlap with banking app functionality.

The Analyst's Read

The bottom line on F1soft

Bottom line

F1soft is a dominant infrastructure provider for the Nepalese financial sector, leveraging a repeatable white-label model to capture regional market share. Their consistent performance across a large number of banking apps demonstrates a stable, partnership-driven growth strategy.

Frequently asked questions

How many apps does F1soft publish?
F1soft has 49 apps tracked by Marlvel, primarily in the Finance category.
What kind of apps does F1soft make?
F1soft's portfolio is concentrated in Finance and Lifestyle, with an average rating of 2.5/5 across rated apps.
What is F1soft's top app?
By review volume across the portfolio, Fonepoints is F1soft's best-known app tracked by Marlvel.
In how many countries are F1soft's apps available?
Marlvel has tracked F1soft's apps across 1 country.

What fed this analysis

Apps analyzed:
49
With full intel:
0
With overview:
49
Website scraped:
yes
Social presence:
yes

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by F1soft, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Cite this report

Marlvel.ai. “F1soft intelligence.” Updated 2026-05-20. https://marlvel.ai/publishers/f1soft

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Data licensed under CC-BY-NC 4.0