ADBL Smart Plus icon
Best Smart icon
Central Smart icon
+46

F1soft

For retail banking customers in Nepal, ranging from urban professionals to rural cooperative members.

Known forFonepoints
49apps2.5(59.9K) Multi-theme

Snapshot

Who is F1soft?

Providing digital banking infrastructure for financial institutions in Nepal. Enabling secure mobile access to accounts, payments, and lending.

Target audience

Retail banking customers in NepalRanging from urban professionals to rural cooperative members

Active nemesis

Flash Pagamentos Beneficios e Vales

Other rivals

Portfolio

Free 49
49
apps
Finance46
Lifestyle2
Social1

Last updated

Fonepoints

v3.3.70

4mo ago

Intense

Publisher DNA

What defines F1soft?

Publisher DNA

Primary focus

Mobile banking and digital payment solutions

Scale

studio

Target audience

Retail banking customers in Nepal, ranging from urban professionals to rural cooperative members.

Signature Patterns

  • •White-labeled mobile banking solutions for specific financial institutions
  • •Standardized feature set including fund transfers, bill payments, and QR code integration
  • •Uniform security focus utilizing 128-bit SSL encryption
  • •Exclusively free-to-use utility model for bank customers
Intense

Portfolio momentum

With 31 releases in the last 6 months across a portfolio of 49 apps, the publisher maintains a high-frequency development cycle to support its banking partners.

Last release 0d agoActive apps 40Abandoned 7

Portfolio

What does F1soft ship?

Apps

49 apps analysed

ADBL Smart Plus icon
ADBL Smart Plus

ADBL Smart Plus: Mobile Banking In Your Pocket

4.2(2.6K)
Best Smart icon
Best Smart

Best Finance's Official Mobile Banking App

0.0

Digital lending via Foneloan unlocks collateral-free credit revenue

  • Mobile banking features like fund transfers and utility bill payments simplify daily financial management tasks
  • Technical errors during fund transfers and bank account linking prevent users from completing transactions
Central Smart icon
Central Smart

Central Finance Limited's Official Mobile Banking Application

0.0
  • The application provides a straightforward and easy user experience that satisfies long-term waiting expectations
Citizens Smart icon
Citizens Smart

Official Mobile Banking App for Citizens Bank Nepal

4.6(4.2K)
CIT Mobile App icon
CIT Mobile App

This app assists customer to directly access and view information of their a/c's

2.4(611)
  • Users find the core concept of accessing retirement account balances and benefits through a mobile interface useful
  • Registration and login processes fail to deliver required credentials, preventing users from accessing their personal accounts

Single-market publisher, every app ships only to United States.

Based on 27 of 49 apps with localized market data, more coverage rolling in as scans complete · last scanned .

Americas (1)

  • United States27 / 27

Core markets (27/27 apps)

United States

User Sentiment

How do users feel about their apps?

Unlock the app dragging this portfolio down.

Access the full report for free

Rivals

Who does F1soft compete with?

The rivals identified

Nemeses(4)

Flash Pagamentos Beneficios e Vales

known forFlash | Benefícios e Despesas

1 app4.9FinanceSocial

Flash competes directly for the user's financial wallet by offering integrated corporate expense management and multi-benefit card services that overlap with mobile banking utility.

Fidelity Investments

known forFidelity Investments

1 app4.8Finance

Fidelity competes for the same financial services audience by offering a comprehensive digital ecosystem that dwarfs Best Smart’s current mobile banking utility.

Nectar360

known forNectar – Collect&Spend points

1 app3.7Lifestyle

Both applications function as centralized digital interfaces for loyalty program management, targeting consumers who track and redeem points across retail networks.

U.S. Bancorp

known forU.S. Bank Mobile Banking

1 app4.8Finance

Both applications provide mobile banking services for bank customers, targeting account holders with fund transfers, bill payments, and account management.

Contenders(26)

Clarity Benefit Solutions

known forAlight Smart-Choice Accounts®

2 apps3.2FinanceSocial

This app targets the same segment of users managing specialized financial accounts, specifically focusing on HSA and card administration.

SOTEICA

known forCACEENP Electrónica

1 app3.6FinanceSocial

This app serves as a contender by providing cooperative-based financial access and affiliate account management similar to the target's banking services.

Abu Dhabi Commercial Bank

known forTouchPoints App

1 appLifestyle

Both applications target users managing loyalty rewards, but TouchPoints integrates direct utility bill and credit card payments, creating a functional overlap in financial utility.

AgMarket Consulting

known forAgMarket.Net®

1 app4.6Finance

This app competes for users seeking professional-grade financial optimization tools within the agricultural business sector.

Airtime Rewards

known forAirtime - Mobile Rewards

1 app0.0Lifestyle

Both applications target consumers seeking to manage rewards through digital platforms, with Fonepoints focusing on general loyalty program engagement and Airtime specializing in mobile bill credits.

Axis Bank

known forAxis Bank Mobile Banking

1 app4.7Finance

Both applications serve as primary digital banking portals for their respective customer bases, competing for the same user segment requiring remote account management and financial transactions.

BRANDPOWER

known forLynked Loyalty

1 app5.0Lifestyle

Both applications target the loyalty rewards management market, providing centralized interfaces for users to track and redeem points from multiple merchants.

ChefMod

known forChefMod

1 app5.0Finance

ChefMod competes in the business finance space by automating accounts payable and supplier communication, overlapping with the target's bill payment functionality.

CITY POINTS LOYALTY CARD SERVICES L.L.C

known forBOUNZ Rewards Loyalty App

1 app4.2Lifestyle

Both applications serve as digital interfaces for loyalty program engagement, competing for users seeking to track and redeem rewards points.

CMoney

known for樂活五線譜-薛兆亨Tivo

3 apps1.0Finance

It targets the same demographic of financially conscious users by offering specialized investment visualization and community-driven content.

Commerzbank AG

known forCommerzbank Banking

1 app4.7Finance

Both applications provide mobile banking services that enable remote account management and financial transactions for their respective bank customers.

First Citizens Bank

known forFirst Citizens Mobile Banking

1 app4.6Finance

Both applications serve as the primary digital interface for bank clients to manage accounts and execute financial transactions remotely.

FirstBank Puerto Rico

known forFirstBank Tu Banca Digital App

1 app4.8Finance

Both applications serve as the primary digital banking portal for their respective institutions, competing for the same customer base seeking remote account management and transaction capabilities.

HDFC Bank

known forHDFC Bank App: Banking & Cards

2 apps4.7Finance

Both applications function as primary digital banking portals for their respective bank customers, offering overlapping financial transaction capabilities including fund transfers and bill payments.

Lloyds Banking

known forLloyds Mobile Banking

1 app4.9Finance

Both applications provide mobile banking services for account management, bill payments, and fund transfers, targeting users seeking remote financial control.

Loyal Zoo

known forLoyalzoo - Loyalty Card app

1 app3.8Lifestyle

Both applications target consumers managing loyalty rewards, though Loyalzoo focuses on POS-integrated merchant loops while Fonepoints serves as a centralized digital interface for point accumulation.

Nilesh Kumar

known forSubspace: Subscriptions

1 app3.5Social

Subspace competes for the user's attention in the personal finance management category by tracking recurring expenses and subscriptions.

FYRST competes by offering professional-grade banking integrations like DATEV, targeting the same business-oriented user base as CIT.

Santander UK plc

known forSantander Mobile Banking

2 apps4.7Finance

Both applications function as primary digital portals for bank account management, targeting existing customers with core financial transaction capabilities such as fund transfers and bill payments.

Squid Rewards

known forSQUID Rewards - Wave Points

1 app5.0Lifestyle

Both applications target consumers managing loyalty programs, with Fonepoints focusing on digital point tracking and SQUID utilizing NFC-based physical store integration for stamp collection.

Star Finanz

known forSparkasse Ihre mobile Filiale

1 app4.4Finance

Both applications provide mobile banking services for remote account management and financial transactions, targeting users who require digital access to their bank accounts.

Teamworks Innovations

known forTeamworks Wallet

1 app3.9Finance

This app directly challenges the target's mobile banking utility through account aggregation and external fund transfer capabilities.

TSB Bank plc

known forTSB Mobile Banking

1 app4.8Finance

Both applications provide mobile banking services for their respective bank customers, creating direct competition for users seeking remote account management and transaction capabilities.

UniCredit

known forMobile Banking UniCredit

1 app4.7Finance

Both applications function as primary mobile banking portals for their respective financial institutions, requiring users to hold specific bank accounts to access transaction and account management features.

Virgin Red

known forVirgin Red: The Rewards Club

1 app4.1Lifestyle

Both applications target consumers managing loyalty points, creating direct competition for user attention within the rewards-tracking category.

WinStamp Oy

known forWinStamp - Loyalty Card

1 app4.9Lifestyle

Both applications target consumers managing loyalty programs, creating direct competition for users seeking to consolidate reward tracking into a single digital interface.

Same space(26)

Mehmet Bayram

known forParanı Çalıştır

3 apps5.0Finance

This app provides financial calculation tools that compete with the target's goal of helping users manage their money.

Timothy DeGraff

known forGovAid: SNAP

1 app5.0FinanceSocial

It occupies the financial utility space by assisting users with government aid and benefit estimation, similar to the target's focus on financial management.

ASURE GROUP PTE

known forVouch - Search Trade Redeem

1 app0.0Lifestyle

Vouch serves as a digital wallet for merchant-issued vouchers, focusing on the transaction side of reward redemption.

Christopher Romani

known forFast Tip & Split Calculator

1 app5.0Finance

This app addresses the micro-financial needs of users, overlapping with the target's goal of making daily transactions easier.

Dami Experience

known forDami Experience

1 app3.0Lifestyle

Dami Experience provides a regional discount membership program that requires a subscription to access partner vendor savings.

Do Tri

known forQRViet - QR payment for bank

1 app0.0Finance

This utility focuses on QR code workflows, providing a niche tool for bank transfer automation that complements general banking apps.

Dollarbird Apps SRL

known forDollarbird - Budget Calendar

1 app4.7Social

Dollarbird occupies the same personal finance space by using a calendar-based interface to track transactions.

Go Balance

known forEarth Rewards Carbon Tracker

1 app3.7Lifestyle

Earth Rewards tracks carbon footprints and offers an offset mechanism, appealing to users motivated by sustainability rather than retail loyalty.

inMarket Media

known forKey Ring Rewards Card Wallet

1 app4.6Lifestyle

Key Ring serves as a digital repository for loyalty cards, focusing on physical wallet reduction rather than the point-tracking utility of Fonepoints.

IOAN MIHAI COSMA

known forPoints Vault - Rewards Tracker

1 app0.0Lifestyle

Points Vault provides a manual, privacy-focused alternative for tracking loyalty points, contrasting with automated aggregation tools.

Juan Diego

known forCar Payment Calculator US

1 app5.0Finance

This app overlaps with Best Smart’s utility features by providing specialized loan calculation tools for consumers.

MSORG DEVELOPERS

known forAsbdata

1 app5.0Finance

Asbdata offers automated bill payment and wallet funding, directly overlapping with the core features of Central Smart.

Nestlé Purina Petcare

known formyPurina – Pet Rewards App

1 app4.9Lifestyle

myPurina utilizes a receipt-scanning loop to drive brand-specific loyalty, serving as a specialized vertical alternative to general reward platforms.

nocturnal s.r.o.

known forVouchly - Love Vouchers

1 app0.0Lifestyle

Vouchly facilitates personal voucher creation for couples, focusing on interpersonal gift-giving rather than retail loyalty rewards.

Playful Rewards

known forPlayful Rewards: Play & Earn

1 app4.6Lifestyle

Playful Rewards competes for the same user attention by offering micro-tasks and games to earn rewards, though it relies on an ad-supported model that contrasts with Fonepoints' loyalty-focused utility.

Points to Partners

known forPartner Points Rewards

1 app3.0Lifestyle

Partner Points Rewards acts as a static utility for a specific loyalty program, lacking the dynamic engagement features found in broader reward applications.

Purno Technologies

known forDealFinder - Offer & Discount

1 app0.0Lifestyle

DealFinder aggregates promotional content across various retail categories, serving as a discovery tool for bargain hunters.

Rakuten Group

known forSuper Point Screen - Rewards

1 app3.8Lifestyle

Super Point Screen functions as a lockscreen-based rewards utility that incentivizes engagement with product pages to earn Rakuten points.

Ranga Bandara

known forVSONE Rewards Tracker

1 app0.0Lifestyle

VSOne is a sales force automation tool that manages inventory and data, serving a professional business audience rather than consumer loyalty users.

RWichmann

known forSplittr - Expense Splitting

1 app4.8Social

Splittr addresses the transactional side of finance, focusing on expense management and multi-currency support.

Salamander Apps

known forChores, Rewards, and Allowance

1 app4.6Lifestyle

This app targets a niche audience by gamifying household chores and behavior management through a point-based reward system.

The Co-operative Bank UK

known forThe Co-operative Bank

1 app4.7Finance

This app provides a similar retail banking experience, competing for the same personal finance management use cases as Digi Prabhu.

The Infinite Kind

known forMoneydance

1 app4.7Social

Moneydance is a direct peer in the personal finance management space, focusing on secure transaction entry and tracking.

Timesafe

known forPago - Bill payments

1 app4.6Finance

This app functions as a specialized utility for bill payments, overlapping with the payment features found in Digi Prabhu.

Viper-Digitech

known forVayGo

1 app3.3Finance

VayGo directly competes with Best Smart’s core mobile banking functionality, specifically regarding digital loan applications.

Webtoweb

known forSimple Invoice & Quote Maker

1 app4.8Social

This app targets the business utility segment, providing document generation tools that complement banking account management.

New entrants(4)

Andre Cortelletti

known forImpressão 3D formação de Preço

1 app0.0FinanceSocial

This newcomer targets the financial calculation space, providing a specialized dashboard for cost management that could distract from banking apps.

Eli Bitton

known forJob Pay Calculator

1 app0.0Finance

This app enters the financial utility market by offering professional payment tracking and reporting, competing for the user's financial attention.

Jaydip Jethva

known forShare Market Calculator

1 app0.0Finance

This newcomer targets the same financial utility market by providing specialized calculators for stock market participants.

Muhammad Omar Farooq Shah

known forBankrate Mortgage Calculator

1 app0.0Finance

It enters the space by offering highly specific mortgage-related financial tools that overlap with banking app functionality.

The Analyst's Read

The bottom line on F1soft

Bottom line

F1soft is a dominant infrastructure provider for the Nepalese financial sector, leveraging a repeatable white-label model to capture regional market share. Their consistent performance across a large number of banking apps demonstrates a stable, partnership-driven growth strategy.

Frequently asked questions

How many apps does F1soft publish?
F1soft has 49 apps tracked by Marlvel, primarily in the Finance category.
What kind of apps does F1soft make?
F1soft's portfolio is concentrated in Finance and Lifestyle, with an average rating of 2.5/5 across rated apps.
What is F1soft's top app?
By review volume across the portfolio, Fonepoints is F1soft's best-known app tracked by Marlvel.
In how many countries are F1soft's apps available?
Marlvel has tracked F1soft's apps across 1 country.

What fed this analysis

Apps analyzed:
49
With full intel:
0
With overview:
49
Website scraped:
yes
Social presence:
yes

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by F1soft, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Cite this report

Marlvel.ai. “F1soft intelligence.” Updated 2026-05-20. https://marlvel.ai/publishers/f1soft

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Data licensed under CC-BY-NC 4.0