FLOA
Floa – Prêt, Crédit & Budget
Publisher DNA
What defines FLOA?
AI intelligence is not yet available for FLOA. The portfolio data below is up to date.
Portfolio
What does FLOA ship?
Apps
2 apps analysed
Mini loan, 3 and 4 installment payments and payment tracking to manage your budget
Simple and straightforward interface design makes the core banking tasks easy to navigate
- Mini-loan and credit features provide helpful financial assistance for users needing quick cash access
- Post-update technical failures prevent users from accessing accounts or viewing transaction details
Analysis in progress
Single-market publisher, every app ships only to United States.
Based on 1 of 2 apps with localized market data, more coverage rolling in as scans complete · last scanned .
Americas (1)
- United States1 / 1
Core markets (1/1 apps)
User Sentiment
How do users feel about their apps?
0
Positive apps
0
Neutral / mixed
1
Negative apps
35/100
Avg sentiment score
Rivals
Who does FLOA compete with?
The rivals identified
Nemeses(1)
Both apps target consumers managing personal finances, but while Floa focuses on credit and merchant-integrated lending, Wallet competes for the same user attention by providing comprehensive expense tracking and bank synchronization.
Contenders(7)
Both apps compete for French retail banking customers, with Floa focusing on credit and installment payments while Hello bank! targets the same audience through retail banking and self-employed invoicing tools.
Both apps target liquidity-constrained consumers needing short-term funds, though Floa focuses on merchant-integrated installments while Brigit targets direct cash advances.
Both apps function as mandatory portals for retail credit management, requiring users to access them for balance tracking and installment payments.
Both apps target consumers managing personal finances, with Floa focusing on credit and installment utility while Emma provides account aggregation and budgeting tools. They compete for the same user base seeking digital tools to monitor spending and manage financial obligations.
Both apps compete for the financial management of French users, with Floa targeting consumer credit and Qonto targeting SME financial workflows. They overlap in the digital banking space by providing essential transaction and account management tools.
Both apps target consumers needing short-term liquidity, with Floa focusing on merchant-integrated credit and Stream on employer-integrated earned wage access.
Zable competes for the same financial-utility audience by providing credit card and loan management tools, targeting users who prioritize credit score tracking and instant virtual card access.
Same space(7)
Cofidis is a direct competitor in the French market, offering a similar centralized portal for consumer credit and budget management.
Aqua targets the same credit-building segment, focusing on users with impaired credit histories.
PhonePe serves as a broad financial utility in India, overlapping with the goal of managing daily financial needs through payments and credit.
Snoop Finance offers a broader money dashboard for budget tracking and spending insights, serving as an adjacent tool for financial management.
Tilt competes for the same credit-constrained audience by providing cash advances and credit-building tools.
V12 Retail Finance functions as a niche utility for managing retail credit agreements, similar to the merchant-integrated credit network.
VraiBudget provides a focused alternative for budget tracking, targeting the need for financial clarity without credit-product complexity.
New entrants(1)
Fleur provides a manual, aesthetic budget planning tool that serves as a simpler alternative to credit-heavy interfaces.
