Payhawk OOD

Branch competes directly for the employee-facing financial experience, focusing on wage access and debit card utility that overlaps with Payhawk's spending management.

Subspace competes by focusing on the subscription management aspect of spending, which is a subset of Payhawk's broader expense lifecycle management.

Rabita Mobile competes by offering a comprehensive banking suite that includes cashback and VAT integration, appealing to users seeking all-in-one financial management.

Leobank targets the premium and family-oriented segment, challenging Payhawk's card-issuing capabilities with specialized VIP and child-focused card products.

TRU competes in the digital payment space, offering scan-and-pay features that overlap with Payhawk's card-based payment utility.

This app provides a traditional checkbook-style tracking experience, competing for users who prefer manual transaction management.

This app serves as a peer in the personal finance tracking space, focusing on manual expense logging and multi-account management.

While currently in a different category, its focus on government-compliant financial screening represents a potential future pivot into regulated financial services.