BHIM PNB is a Unified Payment Interface (UPI) application developed by Punjab National Bank that enables users to manage multiple bank accounts within a single platform. The app facilitates secure financial transactions, including peer-to-peer payments and money collection requests, using abstract payment addresses to maintain account confidentiality.
Overview · Full Intel report in progress
The App DNA
What makes this app unique?
For Customers of Indian banks seeking a centralized mobile platform for UPI-based fund transfers and account management.
What does it look like?
Key features
Allows users to link and manage accounts from various Indian banks within a single interface.
Supports both pay and collect requests, including approval workflows for incoming payment requests.
Enables the creation and processing of both one-time and recurring payment mandates.
Provides integrated workflows for user registration, PIN generation, and transaction authorization.
How much does it cost?
Velocity
Who built it?
PNB
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Tripura Gramin Bank mBankingUser Sentiment
What do users think recently?
How are ratings & reviews evolving?
Not enough recent reviews to extract reliable themes yet.
Read the full review analysisCompetition
Competitive landscape for BHIM PNB
How's the Finance market?
The rivals identified
The Analyst's Read
Key takeaways for BHIM PNB
Where is it heading?
Bottom line
BHIM PNB serves as a consolidated UPI gateway for Indian banking customers to perform secure, account-linked financial transactions.
Report last updated