Report updated May 20, 2026
Jyoti Smart
For existing Jyoti Bikas Bank account holders who have subscribed to the bank's mobile banking service.
Overview · Full Intel report in progress
Jyoti Smart is an established finance app that is completely free. With a 4.5/5 rating from 1K reviews, it shows polarized user reception.
What is Jyoti Smart?
Current Momentum
v3.6
Spiritual Ringtones Now you can download and set soulful spiritual music as your phone ringtone. Stay connected to peace and positivity with every call. Enhanced User Experience Enjoy a smoother, cleaner interface with refined design improvements for a more seamless and pleasant app experience. Performance Improvements & Bug Fixes We’ve resolved minor issues and optimized performance to ensure the app runs faster and more reliably.
Competition
Rivals identification in progress
7-Day Rank Pulse 🇺🇸
FinanceNo ranking data
Rating Pulse 🇺🇸
What makes this app unique?
What Does It Look Like?
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What Are The Key Features?
Enables users to perform fund transfers directly from their mobile devices.
Supports scan-and-pay functionality for instant retail and online payments via the Fonepay network.
Simplifies the process of paying utility bills and mobile top-ups.
Provides users with on-the-go access to their account information and banking history.
How much does it cost?
Who Built It?
F1soft
Providing digital banking infrastructure for financial institutions in Nepal. Enabling secure mobile access to accounts, payments, and lending.
Portfolio
13
Apps
What other apps does F1soft make?
Explore the full F1soft report
Portfolio breakdown, audience, momentum, and every app published by F1soft.
Analysis in progress, available soon
What do users think recently?
Analysis in progress, available soon
View the full user-sentiment analysis
Mood gauge, ratings & review-volume history, every praise / complaint / request, and sentiment over time.
Analysis in progress, available soon
What is the competitive landscape for Jyoti Smart?
How's The Finance Market?
How does it evolve in the Finance market?
Rank progression
1 active ranking tracked — 30-day window
Which niche is Jyoti Smart in?
to manage bank accounts and perform transactions
Explore the full Investing Dashboards niche
Every app in this space — 593 tracked, the niche's live rankings, and Marlvel's editorial take on the job-to-be-done.
Strategic analysis coming soon
SWOT, key takeaways & outlook
The outtake for Jyoti Smart
Key Takeaways
Jyoti Smart serves as a secure, mobile-first interface for Jyoti Bikas Bank clients to manage their finances and execute payments remotely.
Where Is It Heading?
Trend analysis
Available very soon