GovAid: Health is a financial planning tool designed to help users estimate Medicaid eligibility and ACA insurance premiums for the 2026 fiscal year. The app claims to navigate complex regulatory changes, including the One Big Beautiful Bill Act (OBBBA), by modeling federal subsidy cliffs and state-specific Medicaid requirements.
Overview · Full Intel report in progress
The App DNA
What makes this app unique?
For Individuals seeking to estimate their health insurance costs and eligibility status under 2026 regulatory guidelines.
Key features
Provides modeling for the 2026 tax year, incorporating updated Federal Poverty Level thresholds and restored federal subsidy cliffs.
Categorizes users into Platinum, Silver CSR, or Standard Market ACA tiers based on eligibility data.
Calculates Modified Adjusted Gross Income while accounting for above-the-line deductions like HSA, IRA, and 401(k) contributions.
Applies dedicated logic to determine coverage gaps specifically for non-expansion states.
How much does it cost?
Velocity
Who built it?
Timothy DeGraff
3 apps tracked · Health & Fitness
FIRECalc: Retirement Planner
GovAid: SNAPUser Sentiment
What do users think recently?
How are ratings & reviews evolving?
Not enough recent reviews to extract reliable themes yet.
Read the full review analysisCompetition
Competitive landscape for GovAid: Health
How's the Health & Fitness market?
The rivals identified
The Analyst's Read
Key takeaways for GovAid: Health
Where is it heading?
Bottom line
The app serves as a specialized calculator for navigating the 2026 health insurance landscape and the financial impact of the OBBBA regulatory shifts.
Report last updated