Grateful is a self-custodial stablecoin wallet and prepaid Visa card app for global payments on iOS.
Product velocity
Unknown
Daily rank 🇺🇸
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Finance
Sentiment
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Nemesis
Zengo: Crypto & Bitcoin Wallet
The App DNA
What makes this app unique?
Users hire Grateful to bridge stablecoin holdings into daily commerce without relying on custodial exchanges, serving the need for borderless spending with personal asset control.
For Individuals seeking global, borderless payment solutions using stablecoins with self-custody security.
Key features
User retains sole control of private keys via passkey authentication.
Virtual card for spending stablecoin balances.
Automated exchange rate optimization based on transaction volume.
How much does it cost?
Monetization relies on transaction-based fees and program management.
Velocity
Steady developmentShow more...
Who built it?
Exodus Movement
2 apps tracked · Finance
Exodus: Crypto Bitcoin WalletUser Sentiment
What do users think recently?
How are ratings & reviews evolving?
Not enough recent reviews to extract reliable themes yet.
Read the full review analysisCompetition
Competitive landscape for Grateful by Exodus
How's the Finance market?
Grateful operates as a niche finance utility within the self-custody wallet segment. The lack of rating data indicates a nascent market presence that requires immediate user acquisition focus to compete with established 10,000-rating rivals.
Read the market outlookThe rivals identified
By ZenGo Ltd.
Zengo competes directly for the non-custodial wallet user base by prioritizing security and ease of use, mirroring Grateful's focus on stablecoin management.
- MPC-based security removes seed phrase reliance, offering a significantly lower barrier to entry for mainstream users.
- ClearSign Web3 firewall provides proactive transaction security that Grateful currently lacks in its core payment flow.
- Established 3FA recovery mechanisms provide a robust safety net that builds deep trust with retail crypto holders.
MinerX-BTCContender
EdelPay: Buy Bitcoin & CryptoContender
CoinWidget - Bitcoin and moreContender
HyperInsight: Onchain TrackerContenderUnlock the head-to-head verdict: where this rival wins, and where it loses.
Access the full report for freeThe Analyst's Read
Key takeaways for Grateful by Exodus
Where is it heading?
The stablecoin payment market is consolidating around apps that prioritize both security and ease of use. Grateful is currently exposed due to its lack of established trust metrics, so the team must accelerate security-parity features to avoid being sidelined by incumbents.
- The app is in a nascent launch phase with no rating history, which limits visibility into early user conversion success.
- Competitors like Zengo possess battle-tested security architectures, which creates a high barrier for Grateful to establish trust with retail crypto holders.
The SWOT
- Passkey authentication removes traditional seed phrase friction
- Exodus brand heritage provides immediate security credibility
- Integrated FX optimization rewards high-volume spenders
- Partner with hardware wallet providers for physical security
- Implement automated tax reporting for stablecoin transactions
- Expand B2B partnerships for card program management
Next best moves
Ship Web3 transaction firewall because Zengo’s firewall is a primary competitive differentiator → increase user trust
+ 1 more prioritized moveThe counter-intuitive read
The lack of seed phrases via passkeys is a double-edged sword…
Read the full takeFeature gaps
Web3 transaction firewall (available in Zengo but absent here) +1
Since the last report: The product focus moved from basic onboarding to security-parity features, specifically targeting Zengo's MPC-based security and recovery mechanisms.
Bottom line
Grateful offers strong self-custody utility, but it lacks the battle-tested security features required to displace established rivals, so the PM should prioritize security-parity features to close the trust gap.
Unlock 3 critical frictions, 3 market threats, 1 more prioritized move and the analyst’s take.
Access the full report for freeReport last updated