Mortgage Calc.
By Edison Largo
Mortgage Calc. is a free loan estimation and amortization tool for homebuyers and homeowners on iOS.
The App DNA
What makes this app unique?
The app removes the cost barrier for users needing quick, reliable mortgage payment simulations without the friction of subscription-based financial apps.
For Homebuyers, homeowners, and real estate professionals seeking to estimate loan costs and repayment timelines.
What does it look like?
Key features
Calculates monthly mortgage payments, interest rates, and loan terms based on user-inputted loan amount, down payment, and duration.
Visualizes loan repayment plans by breaking down principal and interest portions over the loan term.
Simulates the impact of additional payments on mortgage payoff timelines and total interest costs.
How much does it cost?
Mortgage Calc. is currently offered as a free tool with no visible subscription or in-app purchase gates.
Velocity
Dormant developmentopaqueShow more...
Mortgage Calc. shows no development activity for 792 days. The last release was a minor update focused on performance and bug fixes, and there have been no subsequent feature builds or maintenance patches since. The app is currently in a state of total stagnation.
Who built it?
Edison Largo
9 apps tracked · Finance
Mortgage Calculator 2.0
Loan Calculator 3.0
Timeshare B
Timeshare Pencil Pitch
Mortgage Calculator G
Payment CaIculator
Loan Calculator Free.
Loan Calculator 2.0User Sentiment
What do users think recently?
Review voice lately leans thrilled. Users appreciate the mortgage calculator provides a free and effective tool for new homeowners to estimate their future monthly spending.
How are ratings & reviews evolving?
What users say, by theme
- The mortgage calculator provides a free and effective tool for new homeowners to estimate their future monthly spending
1 of 1 recent reviews analyzed · limited sample
Read the full review analysisCompetition
Competitive landscape for Mortgage Calc.
How's the Finance market?
Mortgage Calc. maintains a 4.97 rating across 29 ratings on iOS, positioning itself as a high-satisfaction but low-volume utility. The absence of updates for 793 days suggests a static market position that relies entirely on organic discovery rather than active chart competition.
The rivals identified
The Analyst's Read
Key takeaways for Mortgage Calc.
Where is it heading?
The mortgage calculator market is shifting toward integrated financial planning, yet Mortgage Calc. remains a stable, simple alternative. The app's future depends on maintaining basic compatibility, as its current lack of updates leaves it vulnerable to any OS-level changes that could break its core functionality.
- The 793-day update gap suggests the app is in maintenance mode, which limits growth but avoids the churn risks of feature bloat.
- A 4.97 rating indicates that the core calculator utility remains highly effective for the current user base, ensuring stable retention.
The SWOT
- Free-access model removes financial barriers for first-time homebuyers
- Integrating real-time interest rate data could differentiate the utility
Next best moves
Audit current codebase for compatibility with latest iOS versions because the app has been dormant for 793 days → prevent potential crashes
The counter-intuitive read
The lack of updates is a feature, not a bug: Mortgage Calc.
Read the full takeBottom line
Mortgage Calc. provides a stable, free utility that satisfies core user needs, but the 793-day update gap risks technical obsolescence. Maintaining the current codebase is essential to prevent performance degradation that would erode the app's high rating.
Unlock 1 critical friction, 1 market threat and the analyst’s take.
Access the full report for freeSources
- [1] App Store
Report last updated