Mortgage - Insurance & Quotes is a financial calculator for home affordability and loan amortization on iOS.
The App DNA
What makes this app unique?
It removes the cognitive friction of manual amortization math for users who are in the early stages of home buying.
For First-time homebuyers and individuals evaluating home affordability or mortgage scenarios.
What does it look like?
Key features
Estimates total and monthly principal and interest payments for fixed-rate loans using adjustable sliders.
Calculates debt-to-income ratio based on gross income and current debt to determine loan qualification.
Generates a detailed breakdown of loan payments over the life of the mortgage.
How much does it cost?
The app is distributed as a free utility with no visible subscription or in-app purchase gates.
Velocity
Dormant developmentopaqueShow more...
Mortgage - Insurance & Quotes has been inactive for 2,086 days, showing no signs of development or maintenance. The app has not received a single update or feature addition in over five years. Given the complete lack of activity, the project is classified as a zombie app.
Who built it?
AMAMINE APPS
4 apps tracked · Finance
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What do users think recently?
How are ratings & reviews evolving?
Not enough recent reviews to extract reliable themes yet.
Read the full review analysisCompetition
Competitive landscape for Mortgage - Insurance & Quotes
How's the Finance market?
Mortgage - Insurance & Quotes holds a niche utility position in the Finance category, maintaining a 4-star rating across a small sample of 5 reviews. The lack of updates since 2021 indicates a static market position that does not compete with active, data-integrated financial platforms.
Read the market outlookThe rivals identified
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Access the full report for freeThe Analyst's Read
Key takeaways for Mortgage - Insurance & Quotes
Where is it heading?
The market for mortgage calculators is shifting toward platforms that provide real-time rate integration and bank-level security. Mortgage - Insurance & Quotes remains stable as a simple, offline utility, but its lack of development limits its ability to capture users who need accurate, market-linked financial planning.
- The app has remained in a maintenance-only state since 2021, indicating no intent to compete with live-data financial platforms.
- The static nature of the tool provides a consistent experience for users who only require basic amortization modeling.
The SWOT
- Slider-based interface provides instant visual feedback on loan variables
- Integrating live mortgage rate APIs would increase daily utility
Next best moves
Audit UI compatibility for current iOS versions because the app has not been updated since 2021 → maintain baseline functionality
The counter-intuitive read
The app's lack of updates is a feature for the target audience…
Read the full takeBottom line
Mortgage - Insurance & Quotes serves as a static utility that requires no further investment, as its current feature set meets basic needs for first-time buyers without the overhead of live-data maintenance.
Unlock 1 critical friction, 1 market threat and the analyst’s take.
Access the full report for freeSources
- [1] App Store, source
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