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My Budget Book

My Budget Book

By Christian Drapatz

My Budget Book is a finance management tool designed for tracking income, expenses, and forecasting balances. It distinguishes itself through a privacy-focused, offline-first architecture and a robust budget mode that supports custom limits, savings goals, and rollover functionality.

Overview · Full Intel report in progress

The App DNA

What makes this app unique?

For Individuals seeking a privacy-conscious, offline tool to manage personal finances and enforce spending discipline.

What does it look like?

Key features

Transaction Trackingstandard

Users can record individual or recurring transactions to monitor and forecast account balances.

Budget Modestandard

Allows users to set custom spending limits or savings targets with an optional rollover feature for specific time periods.

Data Visualizationstandard

Provides dynamic charts and graphs to help users analyze their financial records.

Privacy-First Designstandard

Operates entirely offline without requiring internet permissions, ensuring user data remains local.

How much does it cost?

paid

Velocity

Intense developmentShow more...

5 versions in history. Development pace: intense.

See all version history

Who built it?

Christian Drapatz

13+ apps tracked · Finance

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Explore the full publisher profile

User Sentiment

What do users think recently?

How are ratings & reviews evolving?

Google Play
4.75 · 26k
App Store
3.71 · 21

Not enough recent reviews to extract reliable themes yet.

Read the full review analysis

Competition

Competitive landscape for My Budget Book

How's the Finance market?

The rivals identified

Finanzguru – Finance Manager

By dwins GmbH

Both apps target personal finance management, but Finanzguru captures users via automated bank aggregation while My Budget Book targets users seeking manual control and privacy.

  • Finanzguru automates transaction tracking via bank aggregation, whereas My Budget Book requires manual entry.
  • Finanzguru identifies recurring subscriptions and insurance policies automatically, a feature absent in My Budget Book.
  • My Budget Book operates as a one-time purchase, avoiding the subscription friction reported in Finanzguru.
My Budget Book vs Finanzguru – Finance Manager
Show 2 more

Unlock the head-to-head verdict: where this rival wins, and where it loses.

Access the full report for free

The Analyst's Read

Key takeaways for My Budget Book

Where is it heading?

Bottom line

This is a privacy-centric, one-time purchase finance app that prioritizes offline data control and granular budget customization.

Report last updated

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by My Budget Book, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Cite this report

Marlvel.ai. “My Budget Book Intelligence Report.” Updated Apr 20, 2026. https://marlvel.ai/apps/my-budget-book

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