MARLVEL

My Flex Spending vs its rivals

Side-by-side comparison against My Flex Spending's closest competitors — identity, store metrics, ratings & sentiment, and strategic intel.

My Flex Spending
This App
Edenred Wallet
Nemesis
Bushel
Contender
Abacus for Firefly III
Contender
FreeAgent Mobile Accounting
Contender
MetroBank
Contender
RVUcalc
Peer
Money Counter
Peer
BigTipper™
Peer
Cash Count – Cash Calculator
Peer
Core Identity
DeveloperClarity Benefit SolutionsEdenredBushel Farm, Inc.Victor BalssaFreeAgent Central LtdMetrobank , S.A.Maurice CormanV PUGAZHENTHIPureBlend SoftwareV PUGAZHENTHI
CategoryBusinessLifestyleBusinessFinanceBusinessFinanceMedicalFinanceFood & DrinkFinance
PlatformAndroidiOS, AndroidiOS, AndroidiOSiOSAndroid, iOSiOSiOSiOSiOS
Store Metrics
Rating3.1 / 54.7 / 55.0 / 54.9 / 54.5 / 54.3 / 52.9 / 54.8 / 54.9 / 54.7 / 5
Ratings Count284,93224343281443913229
PriceFreeFreeFreeFreeFreeFree$3.99Free$1.99Free
Release DateNov 26, 2014Feb 1, 2011May 8, 2013Jun 6, 2022Apr 11, 2015Aug 3, 2012Jan 29, 2017May 1, 2012Feb 12, 2019Aug 8, 2024
Last UpdatedMay 5, 2025Feb 17, 2026May 4, 2026Oct 14, 2025Apr 30, 2026Mar 26, 2026Jan 29, 2017May 7, 2026Apr 12, 2026Apr 27, 2026
Sentiment & Reviews
Sentimentmixedterriblenegative---negative-positive-
Score50/10025/10015/100---35/100-82/100-
Praises-
  • The core card functionality provides a convenient way to manage grocery expenses and track remaining balances
  • Automated grain contract tracking provides significant time savings for farm business management
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  • Simplified calculation of patient visit billing codes aids in identifying potential undercoding of professional services
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  • Simple and efficient interface design allows for rapid tip calculation without unnecessary navigation steps
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Complaints-
  • Excessive multi-factor authentication requirements block access to simple balance checks during time-sensitive situations
  • Aggressive paywall implementation locks previously free essential features behind high monthly subscription costs
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  • Lack of persistent storage causes total data loss when the application session resets or closes
  • Outdated medical coding data renders the tool ineffective for current professional billing requirements
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  • Application instability and freezing during specific button interactions on older operating system builds
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Requests-
  • Users request the ability to manually label or rename multiple cards to distinguish between different accounts
  • Tiered pricing models based on acreage or usage to accommodate smaller farming operations
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  • Export functionality for spreadsheet integration would allow for better tracking of weekly billing totals
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  • Location aware sales tax calculation to automate rate entry based on current geographic position
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Strategic Intel
Strengths
  • Employer-subsidized distribution model secures a captive user base
  • Direct integration with health plan administrators simplifies compliance workflows
  • Closed-loop corporate benefit network ensures captive user base
  • Dynamic CVV security feature increases transaction trust
  • Automated data sync with John Deere Operations Center reduces manual entry friction
  • Granular data permission controls build trust for B2B record sharing
  • Privacy-first architecture avoids third-party tracking
  • Open-source codebase allows user-led security audits
  • Keychain-based authentication ensures local data sovereignty
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  • Niche focus on physician compensation transparency
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  • Receipt-to-report workflow creates a B2B utility moat
  • Mirroring function establishes unique security-focused category authority
  • Customizable interface accommodates diverse input preferences to maintain usage
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Weaknesses
  • Manual claim-upload process creates high administrative friction
  • 3.1-star rating indicates significant UX dissatisfaction
  • Limited feature set compared to general banking apps
  • High-friction MFA prompts during checkout
  • Persistent login instability
  • Lack of human-led support channels
  • High-cost subscription model alienates long-term users
  • Inaccurate rainfall data reporting undermines core utility trust
  • Technical instability causes frequent app crashes
  • Requires pre-existing Firefly III instance
  • Lacks automated bank feed connections
  • Zero external analytics limits developer visibility
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  • Total data loss on session reset
  • Database values not updated since 2017
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  • $1.99 price point creates a barrier to entry
  • Stability issues on older builds erode user trust
  • Location service failures disrupt the automated history-tracking loop
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Pricingfreefreefreemiumfreefreefreepaidfreepaidfreemium
Momentum-MaintenanceMaintenanceZombie-Active--Intense-
Update Cadence-2 versions, ~21d avg2 versions, 1 majors/6mo, ~10d avg1 versions, 1 majors/6mo-5 versions--5 versions-

Compare My Flex Spending head-to-head

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by My Flex Spending, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

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