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WalletFlo-Credit Cards & Deals vs its rivals

Side-by-side comparison against WalletFlo-Credit Cards & Deals's closest competitors — identity, store metrics, ratings & sentiment, and strategic intel.

WalletFlo-Credit Cards & Deals
This App
Kikoff – Build Credit Quickly
Nemesis
Portseido
Contender
EchoMTG - TCG Card Pricing
Contender
PrestaCOP
Contender
Dash Wallet - AI review limit
Contender
Unimoni Oman
Peer
When Can I Retire
Peer
Military Retire Pay
Peer
Sporttrade: Prediction Markets
Peer
Core Identity
DeveloperWallet FloKikoff Inc.Portseido Co., Ltd.ThoughtB?mbAndres Perez MeloAGA RA LIMITEDUnimoni Exchange LLCGrow Nest Egg, LLCHarjot SinghSPORTTRADE INC
CategoryFinanceFinanceFinanceReferenceFinanceFinanceFinanceFinanceFinanceSports
PlatformAndroid, iOSiOS, AndroidAndroid, iOSiOSAndroidAndroid, iOSiOS, AndroidiOSiOSAndroid, iOS
Store Metrics
Rating4.8 / 54.9 / 55.0 / 54.0 / 54.6 / 52.3 / 53.8 / 53.7 / 54.7 / 54.7 / 5
Ratings Count154238,12931106383561447527
PriceFreeFreeFreeFreeFreeFreeFreeFreeFreeFree
Release DateDec 22, 2020Apr 14, 2021Jun 21, 2023Apr 24, 2014Mar 29, 2018Jul 19, 2017May 17, 2021Jul 29, 2018Jun 6, 2020Sep 8, 2022
Last UpdatedMar 10, 2025Apr 10, 2026Apr 9, 2026May 12, 2026Apr 27, 2026Apr 30, 2026Feb 3, 2026Mar 11, 2024Mar 10, 2026May 30, 2026
Sentiment & Reviews
Sentimentpositive-------negative-
Score85/100-------30/100-
Praises
  • Clear view of transaction history
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  • Accurate calculation logic provides reliable financial estimates for active duty personnel planning their future
-
Complaints
  • Manual setup friction
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  • Inflexible retirement date settings prevent accurate pension calculations for veterans who retired in previous years
-
Requests--------
  • Expanded pension calculation support for National Guard service members to improve utility for broader demographics
-
Strategic Intel
Strengths
  • AI-driven merchant code evaluation sustains high user utility
  • Lightweight interface reduces cognitive load compared to MaxRewards
  • Automated tradeline reporting creates synthetic payment history
  • $5/month entry tier lowers acquisition friction
  • High iOS rating (4.9) indicates strong satisfaction
  • Multi-broker import library functions as a B2B distribution barrier for international investors
  • TWR and MWR benchmarking provides professional-grade analytics for retail portfolios
  • Visual scanning technology provides an intuitive entry point for physical asset management
  • Foil-aware pricing engine provides superior data for niche collectors
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  • Specialized tax-advantaged logic builds category trust
  • Persistent input storage reduces friction for recurring check-ins
  • Local-first architecture ensures data privacy for security-cleared users
  • Multi-plan support covers the full spectrum of military retirement systems
  • Central limit order book provides superior price transparency
Weaknesses
  • Pro tier at $230/year sits above category median
  • Manual card open-date entry creates high initial friction
  • Subscription model creates churn risk post-credit improvement
  • Lacks broad financial utility of banking competitors
  • Reliance on third-party bureaus for score impact
  • Manual file upload requirement creates high onboarding friction compared to API-linked competitors
  • 0.7★ Android-iOS rating gap on majority Android base
  • Manual inventory management creates high user friction
  • Premium tier lacks automated background synchronization
  • No cloud-save functionality despite user requests
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  • Manual data entry creates high user friction
  • No real-time account syncing limits utility
  • 3.68 rating indicates significant user frustration
  • Inflexible retirement date logic limits utility for veterans
  • Lack of historical pay table support creates a hard ceiling on user lifetime value
  • State-by-state licensing model fragmented liquidity pools
Pricingfreemiumsubscriptionfreemiumfreemiumfreemiumfreefreefreefreefree
MomentumMaintenanceIntenseMaintenanceMaintenance-Intense-ZombieMaintenanceActive
Update Cadence2 versions, 2 majors/6mo, ~47d avg5 versions5 versions, 2 majors/6mo, ~61d avg1 versions-5 versions-5 versions1 versions, 1 majors/6mo5 versions, 2 majors/6mo, ~15d avg

Compare WalletFlo-Credit Cards & Deals head-to-head

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by WalletFlo-Credit Cards & Deals, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

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