Yono Business SBI is a corporate mobile banking application for SBI internet banking customers to manage accounts and authorize payments on iOS and Android.
Product velocity
Intense
Daily rank 🇺🇸
—
Finance
Sentiment
4.2
116k reviews
Nemesis
Fragmented field
The App DNA
What makes this app unique?
The app removes the need for physical branch visits or desktop access for corporate makers and authorizers, allowing for real-time transaction management on the move.
For Corporate internet banking users, sole proprietors, and business entities utilizing SBI cash management and collection services.
What does it look like?
Key features
Allows corporate makers and authorizers to initiate fund transfers including NEFT, RTGS, and IMPS.
Enables corporate users to approve or reject bulk salary and vendor payments via the mobile interface.
Facilitates cash and cheque deposit requests for corporate dealers and agents with order tracking.
How much does it cost?
The app functions as a free utility for existing corporate banking customers to manage accounts and transactions on the move.
Velocity
Intense developmentShow more...
5 versions in history. Development pace: intense.
Who built it?
State Bank of India
13+ apps tracked · Finance
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Yono Lite SBI
SBI Secure OTP
SBI Quick
BHIM SBIPay
YONO Nepal SBI
MyHRMS
YONO US New York
SBI Authenticator
YONO SBI Maldives
Merchant eRupee By SBIUser Sentiment
What do users think recently?
Fresh user feedback skews frustrated. Users appreciate the core application experience provides a decent utility for users who need basic functionality.
How are ratings & reviews evolving?
What users say, by theme
- The core application experience provides a decent utility for users who need basic functionality
- Application performance suffers from frequent freezing and unresponsive behavior during standard user navigation
3 of 3 recent reviews analyzed · limited sample
Read the full review analysisUnlock 1 more frustration theme and 1 user request, each backed by review evidence.
Access the full report for freeCompetition
Competitive landscape for Yono Business SBI
How's the Finance market?
Yono Business SBI maintains a baseline utility for corporate banking, though its 3.93-star rating across 115,789 ratings indicates significant friction. The lack of modern payment features like UPI/QR code support limits its appeal to the micro-enterprise segment compared to current market standards.
Read the market outlookThe rivals identified
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Access the full report for freeThe Analyst's Read
Key takeaways for Yono Business SBI
Where is it heading?
The corporate banking mobile market is consolidating around integrated, high-performance workflows that bridge the gap between traditional banking and real-time payments. Yono Business SBI remains advantaged by its deep integration with SBI corporate products, but the lack of modern payment features and persistent technical instability leaves it exposed to more agile fintech competitors.
- Persistent performance instability during standard navigation limits user trust and daily utility, which compounds the negative sentiment already visible in reviews.
- The absence of UPI and QR payment features creates a competitive gap for small business users, who are increasingly migrating to more agile, modern payment solutions.
The SWOT
- Integrated mobile-first workflow for CMP payments increases switching costs for corporate entities
- Integration of UPI and QR payment features would lower the barrier to entry for micro-enterprises
Next best moves
Audit and resolve UI freezing during navigation because it is the top-reported performance complaint → reduce churn risk
+ 1 more prioritized moveThe counter-intuitive read
The app's reliance on legacy corporate banking variants is a retention strength…
Read the full takeSince the last report: Performance instability and the lack of modern payment features have emerged as primary inhibitors to user satisfaction and competitive relevance. The app has shifted from a standard corporate utility to one facing significant friction, evidenced by negative sentiment and explicit user requests for UPI and QR code integration.
Bottom line
Prioritizing performance stability is essential, as the current technical instability directly undermines the app's core value as a reliable corporate banking tool. Addressing these freezes will protect the existing corporate user base while the bank evaluates the integration of modern payment features to remain relevant for micro-enterprises.
Unlock 1 critical friction, 1 market threat, 1 more prioritized move and the analyst’s take.
Access the full report for freeSources
- [1] Play Store listing, source
Report last updated