Report updated Apr 20, 2026

Overview · Full Intel report in progress

YONO Nepal SBI is an established finance app that is completely free. With a 2.7/5 rating from 2.4K reviews, it shows polarized user reception.

What is YONO Nepal SBI?

YONO Nepal SBI is a mobile banking application developed by the State Bank of India for its retail customers. The platform facilitates a range of digital banking services, including e-KYC, online term deposits, and various payment integrations such as NPI, QR, and Fonepay.

Current Momentum

v1.5 · 4d ago

Intense

Last updated 4d ago. 5 versions tracked.

AI-powered deep analysis surfacing high-signal insights. Still in beta, accuracy improves daily. For informational purposes only.

Competition

Rivals identification in progress

7-Day Rank Pulse 🇺🇸

Finance

No ranking data

Rating Pulse 🇺🇸

What makes this app unique?

What Does It Look Like?

How Is The App's Momentum Right Now?

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What Are The Key Features?

Payment IntegrationsStandard

Supports QR payments, merchant payments via Fonepay, and bill payments through NCHL and F1 Soft.

Account ManagementStandard

Enables e-KYC updates, online term deposit account opening, and access to deposit interest certificates or statements.

Financial ToolsStandard

Includes a spend analyzer, card management features, and a chatbot for customer assistance.

Cross-Border FunctionalityStandard

Provides a 'One View' feature for managing India-based accounts alongside local services.

How much does it cost?

Free

Who Built It?

State Bank of India

(6.4M)

Providing a unified digital banking and lifestyle ecosystem for retail and corporate customers globally.

Portfolio

13

Apps

Free 12
Finance92%
Utilities8%

Who is State Bank of India?

State Bank of India has successfully transitioned its massive institutional footprint into a mobile-first 'YONO' ecosystem that blends traditional banking with lifestyle services. Their primary moat is a deep regulatory and trust-based integration across multiple international jurisdictions, allowing them to serve a global user base with region-specific versions of their flagship platform. The current strategic focus is consolidating disparate banking utilities into unified, high-engagement platforms while maintaining a rigorous security-first update cadence.

Who is State Bank of India for?

  • Retail
  • Corporate banking clients
  • International residents
  • The Indian diaspora requiring cross-border financial management
Intense

Portfolio momentum

The publisher maintains an exceptionally high development frequency with 90 releases in the last 6 months and 100% of their 24-app portfolio remaining active.

Last release · 0d agoActive apps · 24

Analysis in progress, available soon

What do users think recently?

Analysis in progress, available soon

Analysis in progress, available soon

What is the competitive landscape for YONO Nepal SBI?

How's The Finance Market?

Market outlook for this category

Available very soon

Strategic analysis coming soon

SWOT, key takeaways & outlook

The outtake for YONO Nepal SBI

Key Takeaways

Users report significant technical instability, frequent crashes, and login difficulties, which currently overshadow the app's intended feature set.

Where Is It Heading?

Trend analysis

Available very soon

Disclosure

Independent intel to help builders create better apps.

AI-powered analysis with editorial review, built from publicly available sources. See methodology.

Marlvel.ai is not affiliated with, endorsed by, or sponsored by YONO Nepal SBI, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

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Cite this report

Marlvel.ai. “YONO Nepal SBI Intelligence Report.” Updated Apr 20, 2026. https://marlvel.ai/intel-report/finance/yono-nepal-sbi

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