Step Up Labs

Flex competes for the same user wallet by addressing high-frequency recurring shared expenses, specifically targeting the intersection of housing costs and group financial management.

Buddy is a direct functional overlap, offering both personal budgeting and expense splitting features for shared living scenarios.

Hakbah targets the group finance space through specialized 'Jameya' savings circles, competing for users interested in collaborative money management.

Weekly competes by offering automated bank-linked budgeting that overlaps with Settle Up’s goal of managing shared financial outcomes.

CashCounter provides utility for manual money management, appealing to users who prefer offline or cash-based expense tracking.

BigTipper targets the social dining segment of group expenses, overlapping with Settle Up’s 'shared dinner' use case.

CalcTape addresses the 'complex math' pain point mentioned in Settle Up’s value proposition through a specialized interface.

This app enters the finance space by focusing on immediate liquidity, a common underlying need for users managing shared expenses.