tricount: Split & Settle Bills icon

bunq

For individuals and business owners seeking a digital-first, mobile-centric alternative to traditional banking for daily financial control.

1app4.8(192.7K)Finance

Snapshot

Who is bunq?

Providing a mobile-first banking platform for personal and business finance management. Streamlining daily spending, savings, and investments for individuals and business owners.

Target audience

IndividualsBusiness owners seeking a digital-firstMobile-centric alternative to traditional banking for daily financial control

Active nemesis

Nicolas Jersch

Other rivals

Portfolio

Free 1
1
app
Finance1

Last updated

tricount: Split & Settle Bills

v14.0.3

4mo ago

Intense

Publisher DNA

What defines bunq?

Publisher DNA

Primary focus

Mobile banking and financial management

Scale

indie

Target audience

Individuals and business owners seeking a digital-first, mobile-centric alternative to traditional banking for daily financial control.

Signature Patterns

  • •Freemium pricing model with tiered subscription plans
  • •Integration of diverse financial tools including crypto and wealth management
  • •High-frequency release cadence for feature updates
  • •Mobile-first interface design for daily account and card control
Intense

Portfolio momentum

Released 12 updates in the last 6 months for their single active application, indicating a high-frequency development cycle.

Last release 43d agoActive apps 1

Portfolio

What does bunq ship?

Apps

1 app analysed

tricount: Split & Settle Bills icon
tricount: Split & Settle Bills

Split group bills, track all expenses & settle up easily for any shared cost

4.8(192.7K)

Automatic currency conversion simplifies multi-national group travel

  • Expense splitting functionality provides a free and accessible alternative to paid competitor subscription models
  • Data synchronization failures and group disappearance post-update cause significant loss of shared financial records

Distributed across 12 markets, strongest in Europe.

Based on 1 of 1 app with localized market data · last scanned .

Americas (3)

  • Brazil1 / 1
  • Mexico1 / 1
  • United States1 / 1

Europe (7)

  • France1 / 1
  • Germany1 / 1
  • Italy1 / 1
  • Netherlands1 / 1
  • Portugal1 / 1
›+2 more europe markets
  • Spain1 / 1
  • Sweden1 / 1

Asia-Pacific (2)

  • Japan1 / 1
  • South Korea1 / 1

Core markets (1/1 apps)

BrazilFranceGermanyItalyJapanMexicoNetherlandsPortugalSouth KoreaSpainSwedenUnited States

User Sentiment

How do users feel about their apps?

0

Positive apps

0

Neutral / mixed

1

Negative apps

35/100

Avg sentiment score

Rivals

Who does bunq compete with?

The rivals identified

Nemeses(1)

Nicolas Jersch

known forSplid – Split group bills

1 app5.0Finance

Both apps target the same group-expense niche for travelers and housemates, competing directly on offline-first utility and expense-splitting functionality.

Contenders(10)

ALBERTO PEREZ GUIJARRO

known forFlowfy: Budget & Expenses

2 apps4.8Finance

Both apps compete for users in the personal finance management category by offering tools to track and categorize daily expenses.

Jacob Ivstam

known forCost Split

1 app4.6Finance

Cost Split competes directly with Tricount by offering free, cloud-synced group expense tracking for travel and household scenarios. Both apps target the same user base of groups needing to settle shared costs without manual arithmetic.

JIE WANG

known forSplit Bills With Friends

1 app4.6Finance

Both apps target group expense tracking for trips and house sharing, competing for the same user base seeking simplified bill splitting.

Kittysplit UG (haftungsbeschränkt)

known forKittysplit: Split Group Costs

1 app4.9Finance

Kittysplit targets the same group-expense demographic as Tricount but removes the friction of account creation by allowing browser-based access via unique event links.

Nadiia Martyniuk

known forCost Split Payments: Settle Up

1 app4.7Finance

Both apps target group expense management for travel, rent, and social outings, directly competing for the same user base seeking simple debt settlement tools.

oWorld Software

known forBanana Split, Bill & Expenses

1 app4.5Finance

Banana Split targets the same group-expense demographic as Tricount, offering identical core functionality for trip and household cost tracking with a free pricing model.

S Ravi Shankar

known forExpense Split - Track & Settle

1 app4.7Finance

Both apps target the group expense management market with a free pricing model, directly competing for users seeking to track shared costs without manual calculation.

SooNet

known forSharPay - Shared Expenses

1 app4.4Finance

Both applications target social groups managing shared expenses for trips and events, competing directly through a free, ad-free utility model.

Step Up Labs

known forSettle Up - Group Expenses

1 app4.8Finance

Both apps target the same shared-expense demographic, including travelers and roommates, and offer core debt-settlement functionality that creates direct competition for the same user base.

Voglhuber

known forWho Owes Me - Payment Tracker

1 app4.6Finance

Both apps compete for the same group-expense and debt-tracking audience by offering tools to manage shared costs and IOUs between friends. They overlap directly in their core utility of tracking individual debts and splitting group expenses.

Same space(19)

BLUE COMET LABS

known forExpenses: Spending Tracker

1 app4.6Finance

Expenses: Spending Tracker offers a similar privacy-focused, account-free experience to Tricount but includes collaborative sharing features that overlap with Tricount's core use case.

Buddy Budgeting AB

known forBuddy: Budget Planner App

1 app4.7Finance

Buddy targets the same collaborative audience as Tricount but uses a visual-first design and subscription model that contrasts with Tricount's utility-focused, free approach.

Chongqing Zhouhu Technology Co.

known forMoney+ Cute Expense Tracker

1 app4.5Finance

Money+ Cute Expense Tracker serves the same offline-first preference as Tricount but lacks the group-specific settlement features that define Tricount's core utility.

Cleevio s.r.o.

known forExpense & Budget App: Spendee

1 app4.3Finance

Spendee acts as a more automated, bank-integrated alternative for users who find Tricount's manual entry requirements too basic for their personal financial management.

Fabian Hasse

known forBudget Flow | Expense Tracker

1 app4.8Finance

Budget Flow appeals to the same privacy-conscious users as Tricount but uses a one-time purchase model instead of Tricount's entirely free utility approach.

Faryal Asif

known forFlowdue: Split Bills & Budget

1 app0.0Finance

Flowdue is a direct functional substitute for Tricount, combining bill splitting with personal budgeting in an ad-free, free-to-use package.

Florian Vates

known forExpense Tracker - MonAi

1 app4.8Finance

MonAi offers a voice-based input mechanism for expense tracking, providing a modern alternative to the manual entry required by Tricount.

Horoscope365

known forMoney Tracker-Expense & Budget

1 app4.9Finance

This app targets the same personal finance audience as Tricount but focuses on individual budgeting rather than group-based expense settlement.

InnerGrow

known forBudget app - spending tracker

1 app4.6Finance

Budget App competes for the same user base by offering a manual-entry model that prioritizes data accuracy over the automated bank-syncing found in other finance tools.

James Kokoska

known forCashew—Expense Budget Tracker

1 app4.9Finance

Cashew provides a similar manual-entry budgeting experience to Tricount but focuses on visual storytelling through charts rather than group settlement.

Jenji

known forJenji - Expense Tracker

1 app4.4Finance

Jenji serves a professional audience that requires more advanced automation than Tricount's simple, manual-entry group settlement model.

Komorebi

known forMoneyNote: Expense Tracker

1 app4.9Finance

MoneyNote provides a similar manual-entry expense tracking experience to Tricount but excludes group-specific settlement features in favor of personal receipt organization.

MARLON JOEL PITTERS

known forCostify: Expense Tracker

1 app4.6Finance

Costify is a direct competitor to Tricount, offering both group expense splitting and personal budgeting in a modern interface.

MH Riley

known forSpending Tracker

1 app4.8Finance

Spending Tracker provides a similar manual-entry experience to Tricount but focuses on personal habit formation rather than group-based bill settlement.

MoneyCoach UG

known forMoneyCoach: Budget Planner

1 app4.5Finance

MoneyCoach offers a more sophisticated, goal-oriented financial tracking experience for families, contrasting with Tricount's focus on simple expense splitting.

Reflective Technologies ApS

known forMonefy: Money Tracker

1 app4.7Finance

Monefy targets the same user base as Tricount by offering a low-friction entry system that supports both individual and partner-based budget management.

Splitwise

known forSplitwise

1 app4.2Finance

Splitwise serves the same group-expense niche as Tricount but utilizes a freemium model that creates friction for users seeking the unlimited, ad-free experience Tricount provides.

Vipul Vishnu AV

known forExpense Tracker Simple

1 app5.0Finance

Expense Tracker Simple shares Tricount's commitment to a free, ad-free model but focuses on individual privacy rather than group-based bill splitting.

Weekly

known forWeekly: Budget Planner App

1 appFinance

Weekly serves a similar audience of couples but uses a unique weekly-first cadence that differs from the transaction-by-transaction settlement model of Tricount.

The Analyst's Read

The bottom line on bunq

Bottom line

bunq maintains a high-velocity development cycle focused on consolidating diverse financial services into a single mobile interface. Their success hinges on their ability to balance feature density with the usability requirements of a broad consumer and business audience.

Frequently asked questions

How many apps does bunq publish?
bunq has 1 app tracked by Marlvel, primarily in the Finance category.
What kind of apps does bunq make?
bunq's portfolio is concentrated in Finance, with an average rating of 4.8/5 across rated apps.
What is bunq's top app?
By review volume across the portfolio, tricount: Split & Settle Bills is bunq's best-known app tracked by Marlvel.
In how many countries are bunq's apps available?
Marlvel has tracked bunq's apps across 12 countries.

What fed this analysis

Apps analyzed:
1
With full intel:
0
With overview:
1
Website scraped:
yes
Social presence:
yes

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by bunq, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Cite this report

Marlvel.ai. “bunq intelligence.” Updated 2026-05-08. https://marlvel.ai/publishers/bunq

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Data licensed under CC-BY-NC 4.0