Union Bank of Nigeria Plc

Americas (1)

• 🇺🇸United States1 / 1

Edenred competes directly for the user's primary financial interface, leveraging high-frequency card management and lifestyle utility to capture the same daily active usage as UnionMobile.

Bridges traditional banking and digital wallet convenience with an extensive agent network.

Remains a strong functional competitor leveraging the Fonepay network for broader interoperability.

Subspace competes for the user's wallet share by focusing on subscription management and cost-saving, which overlaps with UnionMobile's bill payment utility.

Competes by focusing on high-frequency payment utility and loyalty-driven retention.

Payhawk targets the professional expense management segment, overlapping with UnionMobile's business-facing transaction and reconciliation features.

Targets the professional segment with specialized expense management tools absent in UnionMobile.

Spendesk competes by offering specialized corporate card and invoice management tools that attract business users away from general-purpose banking apps.

Competes for user attention through granular expense tracking and categorization.

Addresses social finance needs with offline-first group expense management.

Splittr competes for the same user base interested in expense tracking and bill splitting, functioning as a specialized financial utility.

Moneydance is a peer in the personal finance management category, offering deep transaction entry and data security features.

This newcomer targets government-assisted financial aid, representing a specialized niche that could eventually expand into broader financial services.

Zipbook is a new entrant in the personal finance tracking space, focusing on AI-driven data entry to simplify user interaction.