Currency Converter by Wise icon
Wise - Global Money icon
Wise: International Transfers icon

Wise Payments

For expats, digital nomads, and international businesses requiring low-cost cross-border financial management.

3apps4.7(2.1M)Finance

Snapshot

Who is Wise Payments?

Providing a transparent global financial platform for individuals and businesses to manage money across borders at mid-market rates.

Target audience

ExpatsDigital nomadsInternational businesses requiring low-cost cross-border financial management

Active nemesis

Remitly

Other rivals

Portfolio

Free 3
3
apps
Finance3

Last updated

Wise: International Transfers

v9.36.2

13d ago

Steady

Publisher DNA

What defines Wise Payments?

Publisher DNA

Primary focus

International money transfer and multi-currency banking

Scale

indie

Target audience

Expats, digital nomads, and international businesses requiring low-cost cross-border financial management.

Steady

Portfolio momentum

Updated their single active app once in the last 6 months, with the most recent release occurring 10 days ago.

Last release 10d agoActive apps 1

Portfolio

What does Wise Payments ship?

Apps

3 apps analysed

Currency Converter by Wise icon
Currency Converter by Wise

Check and track exchange rates and compare the cost to send globally.

4.7(23.7K)
View Intel →

Analysis in progress

Wise: International Transfers icon
Wise: International Transfers

Send, receive, spend worldwide

4.8(2M)
View Intel →

Analysis in progress

Distributed across 20 markets, strongest in Europe.

Based on 1 of 3 apps with localized market data, more coverage rolling in as scans complete · last scanned .

Americas (4)

  • Brazil1 / 1
  • Canada1 / 1
  • Mexico1 / 1
  • United States1 / 1

Europe (9)

  • France1 / 1
  • Germany1 / 1
  • Italy1 / 1
  • Netherlands1 / 1
  • Portugal1 / 1
+4 more europe markets
  • Spain1 / 1
  • Sweden1 / 1
  • Turkey1 / 1
  • United Kingdom1 / 1

Asia-Pacific (7)

  • Australia1 / 1
  • India1 / 1
  • Indonesia1 / 1
  • Japan1 / 1
  • Singapore1 / 1
+2 more asia-pacific markets
  • South Korea1 / 1
  • Vietnam1 / 1

Core markets (1/1 apps)

AustraliaBrazilCanadaFranceGermanyIndiaIndonesiaItalyJapanMexicoNetherlandsPortugalSingaporeSouth KoreaSpainSwedenTurkeyUnited KingdomUnited StatesVietnam

Rivals

Who does Wise Payments compete with?

The rivals identified

Nemeses(1)

Remitly

known forRemitly: Send Money & Transfer

1 app4.9Finance

Both platforms target international money transfers for individuals and businesses, competing directly on cross-border remittance services and global currency exchange.

Contenders(8)

Aspora

known forAspora: Send Money to India

1 app4.5Finance

Aspora and Wise both target the international remittance market, with Aspora specifically competing for the Non-Resident Indian segment through direct pricing and remittance services.

MGI

known forMoneyGram® Money Transfers App

2 apps4.6Finance

Both apps compete for international money transfer volume, with MoneyGram providing physical cash pickup options that complement the digital-first transfer model used by Wise.

Orange SA

known forOrange Money Europe: Transfer

1 app4.6Finance

Orange Money Europe competes by targeting the same international remittance corridor between Europe and Africa, specifically focusing on direct mobile wallet deposits.

Paysend Technology

known forPaysend: Send Money Home

1 app4.2Finance

Paysend competes with Wise by targeting the same international money transfer audience with a focus on flat-fee pricing and proprietary payment infrastructure.

Ria Money Transfer (Ria Financial)

known forRia Money Transfer

1 app4.8Finance

Ria Money Transfer competes for the same international remittance audience by offering transfers to over 190 countries, directly overlapping with the core international transfer service provided by Wise.

Sendwave

known forSendwave: Send Money Abroad

1 app4.5Finance

Both apps compete for international remittance volume, with Sendwave focusing on mobile money wallet top-ups in Africa, Asia, and the Middle East while Wise provides broader multi-currency account services.

Taptap Send

known forTaptap Send: Money Transfer

1 app4.7Finance

Both apps target international money transfer users, with Taptap Send focusing on zero-fee corridors for diaspora remittances while Wise provides a multi-currency account and debit card for broader financial management.

Western Union Apps

known forWestern Union

1 app4.6Finance

Both platforms target individuals managing international money transfers, competing directly for users seeking cross-border remittance capabilities.

Same space(14)

ADP

known formyWisely: Mobile Banking

2 apps4.7Finance

myWisely integrates with payroll to provide early wage access, competing for the same user base seeking fee-free banking.

BBVA

known forBBVA Spain | Online Banking

1 app4.9Finance

BBVA Spain uses AI-driven personalization to manage daily banking, competing for the same user attention as Wise's multi-currency management.

CaixaBank

known forCaixaBankNow・Mobile banking

1 app4.8Finance

CaixaBankNow provides mobile banking services for users who prefer branchless management, competing for the same daily financial management use case.

Commerzbank AG

known forCommerzbank Banking

1 app4.7Finance

Commerzbank provides mobile account management for existing customers, competing for the same daily banking habit.

Klarna Bank AB (publ)

known forKlarna: Smarter everyday money

1 app4.9Finance

Klarna serves the same budget-conscious demographic as Wise by offering flexible payment installments for large expenses.

Lloyds Banking Group PLC

known forLloyds Mobile Banking

1 app4.6Finance

Lloyds targets users seeking a full-service banking experience with integrated borrowing and insurance tools.

LYDIA Solutions

known forSumeria — Banking Account AI

1 app4.4Finance

Sumeria offers an AI-powered banking experience that competes for the same daily financial management use case.

Monese

known forMonese - A banking alternative

1 app4.1Finance

Monese targets the same multi-currency banking demographic as Wise, focusing on mobile-first users in Europe.

Monzo

known forMonzo Bank - Mobile Banking

1 app4.2Finance

Monzo challenges Wise in the UK market by offering mobile-first budgeting tools and salary management.

National Westminster Bank Public Limited Company

known forNatWest Mobile Banking

1 app4.8Finance

NatWest offers a mobile banking suite that competes for the user's primary account relationship.

Nationwide Building Society T/A Virgin Money

known forVirgin Money Mobile Banking

1 app4.6Finance

Virgin Money provides a mobile banking platform for personal and business accounts, competing for the same daily financial management.

PayPal Mobile

known forPayPal - Pay, Send, Save

1 app4.8Finance

PayPal acts as a consolidated digital wallet for international transactions and peer-to-peer payments, overlapping with Wise's core utility.

Starling Bank

known forStarling - Mobile Banking

1 app4.3Finance

Starling competes with Wise for international spending users by offering a zero-fee travel model.

Zopa Bank

known forZopa Bank – Mobile Banking

1 appFinance

Zopa Bank combines current accounts with lending products, competing for the same user base looking for integrated financial tools.

New entrants(1)

NiCKEL

known forNickel - An account for all

1 app4.7Finance

Nickel targets the same mobile-first banking demographic by providing international cards and IBANs without conditions.

Frequently asked questions

How many apps does Wise Payments publish?
Wise Payments has 3 apps tracked by Marlvel, primarily in the Finance category.
What kind of apps does Wise Payments make?
Wise Payments's portfolio is concentrated in Finance, with an average rating of 4.7/5 across rated apps.
What is Wise Payments's top app?
By review volume across the portfolio, Wise: International Transfers is Wise Payments's best-known app tracked by Marlvel.
In how many countries are Wise Payments's apps available?
Marlvel has tracked Wise Payments's apps across 20 countries.

What fed this analysis

Apps analyzed:
1
With full intel:
0
With overview:
1
Website scraped:
yes
Social presence:
yes

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Wise Payments, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Cite this report

Marlvel.ai. “Wise Payments intelligence.” Updated 2026-04-23. https://marlvel.ai/publishers/wise-payments-ltd

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Data licensed under CC-BY-NC 4.0