Currency Converter by Wise icon
Wise - Global Money icon
Wise: International Transfers icon

Wise Payments

For expats, digital nomads, and international businesses requiring low-cost cross-border financial management.

3apps4.7(2.1M)Finance

Snapshot

Who is Wise Payments?

Providing a transparent global financial platform for individuals and businesses to manage money across borders at mid-market rates.

Target audience

ExpatsDigital nomadsInternational businesses requiring low-cost cross-border financial management

Active nemesis

Remitly

Other rivals

Portfolio

Free 3
3
apps
Finance3

Last updated

Wise: International Transfers

v9.36.2

2mo ago

Steady

Publisher DNA

What defines Wise Payments?

Publisher DNA

Primary focus

International money transfer and multi-currency banking

Scale

indie

Target audience

Expats, digital nomads, and international businesses requiring low-cost cross-border financial management.

Steady

Portfolio momentum

Updated their single active app once in the last 6 months, with the most recent release occurring 10 days ago.

Last release 10d agoActive apps 1

Portfolio

What does Wise Payments ship?

Apps

3 apps analysed

Currency Converter by Wise icon
Currency Converter by Wise

Check and track exchange rates and compare the cost to send globally.

4.7(23.7K)

Analysis in progress

Wise: International Transfers icon
Wise: International Transfers

Send, receive, spend worldwide

4.8(2M)

Analysis in progress

Distributed across 20 markets, strongest in Europe.

Based on 1 of 3 apps with localized market data, more coverage rolling in as scans complete · last scanned .

Americas (4)

  • Brazil1 / 1
  • Canada1 / 1
  • Mexico1 / 1
  • United States1 / 1

Europe (9)

  • France1 / 1
  • Germany1 / 1
  • Italy1 / 1
  • Netherlands1 / 1
  • Portugal1 / 1
›+4 more europe markets
  • Spain1 / 1
  • Sweden1 / 1
  • Turkey1 / 1
  • United Kingdom1 / 1

Asia-Pacific (7)

  • Australia1 / 1
  • India1 / 1
  • Indonesia1 / 1
  • Japan1 / 1
  • Singapore1 / 1
›+2 more asia-pacific markets
  • South Korea1 / 1
  • Vietnam1 / 1

Core markets (1/1 apps)

AustraliaBrazilCanadaFranceGermanyIndiaIndonesiaItalyJapanMexicoNetherlandsPortugalSingaporeSouth KoreaSpainSwedenTurkeyUnited KingdomUnited StatesVietnam

Rivals

Who does Wise Payments compete with?

The rivals identified

Nemeses(1)

Remitly

known forRemitly: Send Money & Transfer

1 app4.9Finance

Both platforms target individuals and businesses requiring international money transfers, competing directly on cross-border remittance services across global markets.

Contenders(6)

MGI

known forMoneyGram® Money Transfers App

2 apps4.6Finance

Both apps target international remittance users, with MoneyGram providing physical cash-pickup options that complement the digital-only currency management offered by Wise.

Orange SA

known forOrange Money Europe: Transfer

1 app4.6Finance

Both platforms compete for the international remittance market by facilitating cross-border payments between European countries and specific international corridors. They overlap directly in their core utility of moving funds across borders.

Ria Money Transfer (Ria Financial)

known forRia Money Transfer

1 app4.8Finance

Ria competes with Wise by targeting the same international remittance market, specifically focusing on cash-based delivery to over 500,000 physical pickup locations.

Sendwave

known forSendwave: Send Money Abroad

1 app4.5Finance

Sendwave competes with Wise by targeting the same international remittance market, specifically focusing on mobile money wallet top-ups across Africa, Asia, and the Middle East.

Taptap Send

known forTaptap Send: Money Transfer

1 app4.7Finance

Both services target international money transfer users, with Taptap Send focusing on zero-fee corridors for diaspora remittances while Wise provides a broader multi-currency account and debit card platform.

Western Union Apps

known forWestern Union

1 app4.6Finance

Both applications compete for the international remittance market by facilitating cross-border money movement for individuals and businesses.

Same space(15)

BBVA

known forBBVA Spain | Online Banking

1 app4.9Finance

BBVA Spain provides a regional mobile banking hub for Spanish customers, offering a localized alternative to Wise's global multi-currency account.

CaixaBank

known forCaixaBankNow・Mobile banking

1 app4.8Finance

CaixaBankNow provides traditional mobile banking services for Spanish users, serving as a regional alternative to Wise's global account structure.

Commerzbank AG

known forCommerzbank Banking

1 app4.7Finance

Commerzbank Banking provides mobile access for existing German banking customers, contrasting with Wise's independent global financial platform.

Deblock

known forDeblock - Banking app

1 app4.7Finance

Deblock combines traditional banking with crypto wallet functionality, offering a hybrid asset management tool for users who also use Wise for currency exchange.

Klarna Bank AB (publ)

known forKlarna: Smarter everyday money

1 app4.9Finance

Klarna serves budget-conscious shoppers with installment plans, acting as a secondary financial tool for users who also use Wise for international currency management.

Lloyds Banking Group PLC

known forLloyds Mobile Banking

1 app4.6Finance

Lloyds Mobile Banking serves as a primary UK banking platform, offering domestic account management that users often pair with Wise for international transfers.

LYDIA Solutions

known forSumeria — Banking Account AI

1 app4.4Finance

Sumeria targets mobile-first users with an AI-driven banking interface, serving as a modern alternative to Wise's traditional multi-currency account.

Monese

known forMonese - A banking alternative

1 app4.1Finance

Monese offers multi-currency accounts for UK and European residents, directly competing with Wise's core international money management features.

Monzo

known forMonzo Bank - Mobile Banking

1 app4.2Finance

Monzo Bank operates as a UK-based neobank that competes with Wise for daily financial management and budgeting utility.

National Westminster Bank Public Limited Company

known forNatWest Mobile Banking

1 app4.8Finance

NatWest Mobile Banking offers comprehensive UK banking services, acting as a primary account for users who might use Wise for specific international needs.

Nationwide Building Society T/A Virgin Money

known forVirgin Money Mobile Banking

1 app4.6Finance

Virgin Money Mobile Banking provides UK personal and business banking, acting as a primary account for users who may use Wise for international transfers.

NiCKEL

known forNickel - An account for all

1 app4.7Finance

Nickel targets unbanked users through a physical retail network, providing an alternative entry point to financial services compared to Wise's digital-first approach.

PayPal Mobile

known forPayPal - Pay, Send, Save

1 app4.8Finance

PayPal offers a consolidated digital wallet for peer-to-peer payments that complements Wise's international transfer focus.

Starling Bank

known forStarling - Mobile Banking

1 app4.3Finance

Starling Bank provides a digital-first UK banking experience that overlaps with Wise's international spending utility.

Upgrade

known forBoost Money: Fast Cash Advance

1 app4.4Finance

Boost Money focuses on credit building and cash advances, serving as a supplemental financial tool for users who also use Wise for currency management.

Frequently asked questions

How many apps does Wise Payments publish?
Wise Payments has 3 apps tracked by Marlvel, primarily in the Finance category.
What kind of apps does Wise Payments make?
Wise Payments's portfolio is concentrated in Finance, with an average rating of 4.7/5 across rated apps.
What is Wise Payments's top app?
By review volume across the portfolio, Wise: International Transfers is Wise Payments's best-known app tracked by Marlvel.
In how many countries are Wise Payments's apps available?
Marlvel has tracked Wise Payments's apps across 20 countries.

What fed this analysis

Apps analyzed:
1
With full intel:
0
With overview:
1
Website scraped:
yes
Social presence:
yes

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Wise Payments, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Cite this report

Marlvel.ai. “Wise Payments intelligence.” Updated 2026-04-23. https://marlvel.ai/publishers/wise-payments-ltd

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Data licensed under CC-BY-NC 4.0