Accounting App - Zoho Books

Accounting App - Zoho Books

By Zoho

Zoho Books is a cloud-based accounting and bookkeeping app for small businesses, available on iOS and Android.

The App DNA

What makes this app unique?

Users hire the app to automate financial workflows and tax compliance, reducing the administrative burden of managing cash flow and client billing.

For Small business owners, solopreneurs, and accounting firms requiring cloud-based financial management and tax compliance.

What does it look like?

Key features

Client Portaledge

Dedicated space for clients to view invoices and estimates.

Tap to Payedge

Turns mobile device into a POS terminal for Stripe users.

Transaction Approvaledge

Quality control workflow requiring verification before sending transactions.

How much does it cost?

freemium14-day free trialSubscription-based plans

Subscription model anchored by a 14-day trial, with tiered access based on user roles and business scale.

Velocity

Active developmentUX improvementsperformanceShow more...

The app ships approximately 0.6 releases per week, placing it in the active tier. Development is characterized by a mix of feature-rich updates and frequent maintenance patches. While the most recent updates have been minor, the previous major release demonstrates a clear focus on expanding custom data management capabilities. The development trend remains stable, with the publisher alternating between functional feature additions and routine stability improvements.

See all version history

Who built it?

Zoho

13+ apps tracked · Business

Zoho ShiftsZoho ShiftsMobile Device Manager Plus MSPMobile Device Manager Plus MSPZiBotZiBotZoho OneZoho OneVani - Visual CollaborationVani - Visual CollaborationEmployee Portal - Zoho PayrollEmployee Portal - Zoho PayrollBilling Management - ZohoBilling Management - ZohoMobilisten by Zoho SalesIQMobilisten by Zoho SalesIQZoho Scanner – Scan docs & PDFZoho Scanner – Scan docs & PDFZoho SprintsZoho SprintsCard Scanner - business cardsCard Scanner - business cardsRadar for Zoho DeskRadar for Zoho Desk
Explore the full publisher profile

User Sentiment

What do users think recently?

Users report: The recent review mood reads excited. Users appreciate accounting and invoicing features provide a cost-effective alternative to established bookkeeping software for small businesses and mobile receipt capture and expense tracking simplify daily record keeping for solo service providers, but report post-update stability issues cause application hangs and white screens during report generation on android.

How are ratings & reviews evolving?

May 18: 7 reviews (6 positive · 0 neutral · 1 negative)May 25: 8 reviews (8 positive · 0 neutral · 0 negative)Jun 1: 12 reviews (11 positive · 0 neutral · 1 negative)Jun 8: 6 reviews (4 positive · 1 neutral · 1 negative)Jun 15: 9 reviews (7 positive · 1 neutral · 1 negative)Jun 22: 10 reviews (6 positive · 1 neutral · 3 negative)Jun 29: 16 reviews (14 positive · 0 neutral · 2 negative)Jul 6: 15 reviews (15 positive · 0 neutral · 0 negative)Jul 13: 10 reviews (9 positive · 0 neutral · 1 negative)Jul 20: 11 reviews (8 positive · 0 neutral · 3 negative)Jul 27: 21 reviews (18 positive · 0 neutral · 3 negative)21Aug 3: 8 reviews (8 positive · 0 neutral · 0 negative)Aug 10: 7 reviews (6 positive · 1 neutral · 0 negative)May 18Aug 10
Positive Neutral Negative
4.7

Weekly average review rating

Google Play
4.58 · 28k
App Store
4.81 · 5k

What users say, by theme

What Users Love
  • Accounting and invoicing features provide a cost-effective alternative to established bookkeeping software for small businesses
  • Mobile receipt capture and expense tracking simplify daily record keeping for solo service providers
What Frustrates Users
  • Post-update stability issues cause application hangs and white screens during report generation on Android
+ 1 more theme
What Users Want 1 request inside

100 of 142 recent reviews analyzed · high confidence · Excited overall

Read the full review analysis

Unlock 1 more frustration theme and 1 user request, each backed by review evidence.

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Competition

Competitive landscape for Accounting App - Zoho Books

How's the Business market?

Zoho Books maintains a strong rating of 4.6 across 32,963 total ratings, positioning it as a primary alternative to QuickBooks. The high volume of Android reviews (28,263) relative to iOS (4,700) indicates the Android stability issues directly impact the majority of the active user base.

Read the market outlook

The rivals identified

Xero Accounting for business

By Xero Ltd

Xero is the only direct competitor that mirrors Zoho Books' core functionality of end-to-end small business accounting and bookkeeping.

  • Deep integration with a massive global ecosystem of third-party accounting and payroll apps
  • Cloud-native architecture provides superior real-time bank reconciliation workflows compared to legacy-style mobile interfaces
  • Stronger focus on accountant-facing collaboration tools that simplify tax-time handoffs for small business owners
Accounting App - Zoho Books vs Xero Accounting for business

Unlock the head-to-head verdict: where this rival wins, and where it loses.

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The Analyst's Read

Key takeaways for Accounting App - Zoho Books

Where is it heading?

The small business accounting market is consolidating around cloud-native, mobile-first workflows that prioritize stability over feature density. Zoho Books remains advantaged by its suite integration, but the recent Android performance decline exposes the app to churn as competitors like Xero continue to refine their mobile-first interfaces.

  • Android stability regressions in the latest update erode the daily active habit, compounding the rating drag already visible on the platform.
  • The early access rollout of Tap to Pay shows active feature investment, targeting brick-and-mortar segments that currently rely on external POS hardware.

The SWOT

Core Strengths
  • Native integration with 40+ Zoho business applications
  • Client portal embeds the app into B2B workflows
  • Transaction approval workflows provide professional-grade audit trails
Critical Frictions 3 weaknesses inside
Growth Levers
  • Untapped education partnerships for B2B distribution
  • Expansion of offline functionality for low-connectivity service providers
Market Threats 3 threats identified

Next best moves

1 Pivot · 1 Invest

Rebuild Android report generation logic because stability regressions are the top complaint → reduce churn.

+ 1 more prioritized move

The counter-intuitive read

The app's suite-centric integration is a double-edged sword…

Read the full take

Feature gaps

Real-time bank reconciliation (available in Xero but less intuitive here) +1

Since the last report: The app is experiencing a decline in sentiment due to Android stability regressions, forcing a strategic pivot from feature expansion to performance maintenance.

Bottom line

Zoho Books retains users through deep B2B integration, but Android stability regressions threaten its core user base, so the PM must prioritize performance hygiene over new feature expansion to protect retention.

Unlock 3 critical frictions, 3 market threats, 1 more prioritized move and the analyst’s take.

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Report last updated

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Accounting App - Zoho Books, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

What's new

The app is experiencing a decline in sentiment due to Android stability regressions, forcing a strategic pivot from feature expansion to performance maintenance.

declined

Rating and Stability Decline

declined

Android Performance Regression

added

Tap to Pay Integration

added

Search Navigation Friction

shifted

Pricing Model Reclassification

Cite this report

Marlvel.ai. “Accounting App - Zoho Books Intelligence Report.” Updated May 7, 2026. https://marlvel.ai/apps/accounting-app-zoho-books

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