Dívida Aberta vs its rivals

Side-by-side comparison against Dívida Aberta's closest competitors — identity, store metrics, ratings & sentiment, and strategic intel.

	Dívida Aberta This App	FGTS Nemesis	Scanner New Kid
Core Identity
Developer	Servicos e Informacoes do Brasil	Caixa Econômica Federal	TapMedia Ltd
Category	Utilities	Finance	Utilities
Platform	Android, iOS	iOS, Android	iOS, Android
Store Metrics
Rating	1.0 / 5	4.8 / 5	4.6 / 5
Ratings Count	1	17,311	265
Price	Free	Free	Free
Release Date	Jan 28, 2020	Mar 30, 2016	Jul 9, 2013
Last Updated	Mar 27, 2026	May 4, 2026	Sep 3, 2019
Sentiment & Reviews
Sentiment	terrible	terrible	mixed
Score	10/100	15/100	65/100
Praises	-	Basic functionality provides occasional utility for users who manage to bypass the persistent technical errors	Real-time emergency monitoring provides valuable situational awareness for local community events and safety
Complaints	Application fails to launch or function entirely following the latest update on mobile devices	Document upload and facial recognition failures prevent users from completing mandatory government benefit withdrawal requests Virtual waiting room queues and server-side errors block access to basic account information and services	Aggressive data collection and third-party advertising practices frustrate users seeking a clean experience
Requests	-	Alternative authentication methods are needed to avoid mandatory physical visits to bank branches for resolution	Transparent pricing models that honor previous purchases without requiring additional recurring payments
Strategic Intel
Strengths	Crowdsourced address verification reduces PGFN administrative costs QR-based fiscal transparency promotes active citizenship	Government-mandated utility ensures a captive user base Direct integration with Caixa financial systems facilitates fund disbursement	High-utility alert system for major events drives re-engagement Home screen widgets reduce launch friction for power users
Weaknesses	Critical failure post-update renders the app unusable 1★ rating on iOS reflects total loss of utility	High-frequency facial recognition failures force physical branch visits 0.7★ Android-iOS rating gap indicates severe platform-specific technical debt	Aggressive third-party advertising and data collection practices Subscription transparency issues leading to user distrust
Pricing	free	free	freemium
Momentum	Intense	Maintenance	Maintenance
Update Cadence	5 versions	5 versions, ~40d avg	5 versions, ~788d avg

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