LiqPay vs its rivals

Side-by-side comparison against LiqPay's closest competitors — identity, store metrics, ratings & sentiment, and strategic intel.

LiqPay
This App
P&A Group HSA
Contender
Core Identity
DeveloperPrivatBankJPMorgan Chase & Co.Fidelity InvestmentsАКБ "Kapitalbank"AgMarket Consulting, LLC.Webull Technologies Pte. Ltd.Webull Technologies Pte. Ltd.WealthCareMobileWealthCareMobileWealthCareMobile
CategoryBusinessFinanceFinanceFinanceBusinessFinanceFinanceFinanceMedicalMedical
PlatformAndroid, iOSAndroid, iOSiOS, AndroidiOS, AndroidiOS, AndroidAndroidAndroidAndroidAndroidAndroid
Store Metrics
Rating1.0 / 54.8 / 54.8 / 54.4 / 54.6 / 53.4 / 54.2 / 53.7 / 51.6 / 53.5 / 5
Ratings Count49,115,2603,192,2173561043430967750
PriceFreeFreeFreeFreeFreeFreeFreeFreeFreeFree
Release DateDec 21, 2019Dec 15, 2008Feb 22, 2010Oct 16, 2021Jan 7, 2019Jun 22, 2025May 30, 2023Oct 12, 2014Dec 21, 2022Sep 21, 2013
Last UpdatedOct 30, 2025Apr 28, 2026Jun 25, 2026May 8, 2026May 11, 2026Mar 31, 2026Mar 27, 2026Apr 24, 2026Apr 23, 2026Feb 17, 2026
Sentiment & Reviews
Sentimentterriblemixedmixedpositive---mixednegative-
Score15/10055/10065/10085/100---60/10020/100-
Praises
  • Visual design and customer support responsiveness provide a positive experience for some users
  • Convenient mobile banking features allow users to manage accounts and transfer funds without visiting physical branches
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Complaints
  • Regional phone number validation logic prevents account creation for users outside of Ukraine
  • Core payment functionality and biometric authentication features fail to operate as expected
  • Security software incorrectly flags non-rooted devices as having malware or root access, blocking critical banking functions
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  • Technical instability
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Requests-
  • Dark mode interface support to improve usability and reduce eye strain during late-night banking sessions
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Strategic Intel
Strengths
  • Specialized QR and geolocation payment tools for small business merchants
  • Administrative control via user role management
  • Integrated J.P. Morgan Wealth Management funnel
  • High-utility Zelle and QuickDeposit retention loops
  • Proactive fraud detection alerts
  • Institutional-grade research tools provide higher reliability for long-term investors
  • All-in-one ecosystem integrates banking, retirement, and crypto services
  • Localized banking infrastructure enables seamless domestic transfers
  • Direct business banking integration secures corporate account lock-in
  • Proprietary Intel reports from JSA and R.J. O'Brien function as a B2B distribution barrier for brokerage services.
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  • Specialized focus on employer-sponsored benefit claims and receipt management provides a streamlined experience.
  • Direct integration with P&A pharmacy discount card
  • Healthcare-specific tax tracking and eligibility tools
  • Specialized interface focused exclusively on consumer-driven healthcare reduces cognitive load for plan participants
Weaknesses
  • 1.33★ average rating across platforms
  • Regional phone validation blocks international users
  • Biometric authentication failures
  • False-positive malware detection on non-rooted devices
  • Password leakage in keyboard previews
  • High-friction account lockout resolution
  • Mobile interface lacks high-performance design for rapid day trading
  • Complexity of research tools creates friction for novice mobile users
  • Premium investment features absent from the current build
  • 0.35★ Android-iOS rating gap suggests inconsistent cross-platform UX
  • MyFarm software lacks automated data entry, requiring manual input for production costs.
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  • 3.71 rating on 96 ratings suggests friction in the user experience.
  • Persistent app crashes and access failures
  • 1.6-star rating on Android
  • Lack of sophisticated wealth-management tools
  • 3.48 rating on 50 reviews indicates significant user dissatisfaction with the current mobile experience
Pricingfreefreefreemiumfreefreemiumfreefreemiumfreefreefree
MomentumMaintenanceActiveActiveMaintenanceMaintenance-----
Update Cadence2 versions, ~3d avg5 versions, ~5d avg5 versions, ~5d avg2 versions, ~1d avg2 versions, ~2d avg-----

Compare LiqPay head-to-head

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by LiqPay, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

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