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SBI Authenticator

SBI Authenticator

By State Bank of India

SBI Authenticator is a security utility developed by the State Bank of India to provide an alternative to SMS-based OTPs for digital banking. It facilitates secure transaction verification across Yono Lite, Retail Internet Banking, and Merchant Internet Banking platforms. The app enables users to manage authentication preferences through multiple modern verification methods.

Overview · Full Intel report in progress

The App DNA

What makes this app unique?

For Existing State Bank of India customers who utilize the bank's digital banking platforms.

Key features

Prompt-based approvalsstandard

Allows users to verify transactions directly through push notifications.

QR code scanningstandard

Enables authentication by scanning codes displayed on banking interfaces.

App-based OTPstandard

Generates one-time passwords within the application as a secure alternative to SMS delivery.

Channel-specific configurationstandard

Provides users the ability to set preferred authentication modes for different SBI banking channels.

How much does it cost?

free

Velocity

See all version history

Who built it?

State Bank of India

13+ apps tracked · Finance

YONO SBI UKYONO SBI UKYONO SBI:Banking and LifestyleYONO SBI:Banking and LifestyleYono Lite SBIYono Lite SBISBI Secure OTPSBI Secure OTPSBI QuickSBI QuickBHIM SBIPayBHIM SBIPayYono Business SBIYono Business SBIYONO Nepal SBIYONO Nepal SBIMyHRMSMyHRMSYONO US New YorkYONO US New YorkYONO SBI MaldivesYONO SBI MaldivesMerchant eRupee By SBIMerchant eRupee By SBI
Explore the full publisher profile

User Sentiment

What do users think recently?

How are ratings & reviews evolving?

App Store
1.00 · 2
Google Play
0.00 · 0

Not enough recent reviews to extract reliable themes yet.

Read the full review analysis

Competition

Competitive landscape for SBI Authenticator

How's the Finance market?

The rivals identified

The Analyst's Read

Key takeaways for SBI Authenticator

Where is it heading?

Bottom line

The app serves as a dedicated security layer designed to replace traditional SMS OTPs with app-based verification methods for SBI digital banking services.

Report last updated

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by SBI Authenticator, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Cite this report

Marlvel.ai. “SBI Authenticator Intelligence Report.” Updated Apr 20, 2026. https://marlvel.ai/apps/sbi-authenticator

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