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Report updated May 14, 2026

Wahed is an established finance app that is free with in-app purchases. With a 3.5/5 rating from 5.7K reviews, it shows polarized user reception. Users particularly appreciate ethical investment focus, though technical stability issues remains a common concern.

What is Wahed?

Wahed is a digital investment platform for faith-conscious users, providing Shariah-compliant portfolio management on iOS and Android.

Users hire Wahed to automate wealth management while ensuring their capital adheres to specific ethical and religious standards, removing the manual labor of screening investments for interest or prohibited industries.

Current Momentum

v3.141 · today

Intense
  • Maintains consistent Shariah-compliant feature updates.
  • Last major release May 2026.

Active Nemesis

Fidelity Investments

Fidelity Investments

By Fidelity Investments

Other Rivals

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Polymarket: Trade Soccer
JM Bullion: Buy Gold & Silver
Financial Calculator: Percent

7-Day Rank Pulse 🇺🇸

Finance

No ranking data

FinanceGrossing

Rating Pulse 🇺🇸

Recent User Mood

What makes this app unique?

What Does It Look Like?

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What Are The Key Features?

Shariah-Compliant Robo-AdvisorDifferentiator

Automated portfolio construction screening for interest and prohibited industries.

Zakat CalculatorDifferentiator

Integrated tool to estimate Zakat obligations based on current portfolio holdings.

Real Estate FundDifferentiator

Investment access to individual properties and funds starting from $100.

How much does it cost?

Freemium
  • Minimum investment of $100 required to start
  • Fee structure detailed in Wrap Fee Brochure

Monetization is based on management fees for assets under management, with a low barrier to entry.

Who Built It?

Enrichment in progress

Publisher profile available very soon

What other apps does Wahed make?

Wahed

Wahed

App

What do users think recently?

Medium confidence · 99 reviews analyzed · Based on 99 reviews. Signal may be noisy.

How did the latest release land?

Overall
3.5/ 5
(5.7K)
Current version
3.5/ 5
+0.0 vs overall
(158)
Main signal post-update: ethical investment focus.

What is the recent mood?

Mixed

Recent user voice shows a mixed sentiment. Users appreciate ethical investment focus, but report technical stability issues.

What Users Love

Ethical investment focus

What Frustrates Users

Technical stability issues

View the full user-sentiment analysis

Mood gauge, ratings & review-volume history, every praise / complaint / request, and sentiment over time.

Go deeper

What is the competitive landscape for Wahed?

Where is it available?

Localized markets (1)

United States

How's The Finance Market?

How does it evolve in the Finance market?

Wahed maintains a niche position in the ethical finance category with a 3.5-star average rating across 5,735 total ratings. The $100 minimum investment acts as a primary filter for the user base, distinguishing it from zero-minimum generalist trading apps.

Rank progression

10 active rankings tracked — 30-day window

The rivals identified

Nemeses(1)

Fidelity competes directly for the same retail investor wallet, offering a comprehensive suite of trading tools that challenge Wahed's ethical-first investment proposition.

Differentiators

  • Offers deep multi-asset trading capabilities including crypto and fractional shares for advanced retail investors
  • Massive scale and brand trust provide a significant barrier to entry for niche ethical platforms
  • Robust research and real-time market data tools far exceed the current portfolio management features provided

Head to head

Wahed should double down on its ethical niche and community-driven trust, as it cannot win a feature-parity war against Fidelity's massive R&D budget.

Contenders(4)

Garanti BBVA Emeklilik Mobile icon

Garanti Emeklilik ve Hayat A.Ş.

4.7(9K)

This app competes for the same regional demographic by focusing on long-term retirement planning and fund management.

Differentiators

  • Integrates a 'Fund Coach' feature that provides personalized guidance on portfolio performance and asset allocation
  • Combines financial management with lifestyle programs like 'Healthy Living' to increase daily app engagement
Nepal Share icon

Brainants Technology Pvt Ltd

4.0(21.1K)

It captures the same audience of retail traders looking for real-time market data and portfolio tracking tools.

Differentiators

  • Provides direct integration with local market infrastructure for real-time trade execution and data tracking
  • Offers highly specific custom price alerts that cater to active traders rather than passive investors
Enjaz App icon

AL BILAD BANK

3.2(10.7K)

Enjaz competes for the same regional user base by focusing on international remittance and digital banking services.

Differentiators

  • Focuses heavily on high-speed international remittance services which are essential for the target demographic
  • Streamlines digital membership and card issuance to reduce friction for new banking customers
AlJazira Bank icon

BANK ALJAZIRA (BAJ)

4.9(32.3K)

This is a full-service banking competitor that captures the same users by offering digital financing and account management.

Differentiators

  • Enables end-to-end digital financing applications directly within the app, bypassing traditional branch visits
  • Provides a highly customizable homepage that allows users to prioritize their most-used financial tools

Same space(3)

This app serves the same user need for quick financial calculations and utility-based investment math.

Differentiators

  • Features a massive library of 40+ specialized financial calculators for diverse, non-investment specific tasks
  • Monetizes through a subscription model that provides access to advanced utility calculation suites

It targets the same 'alternative asset' investor who values tangible, ethical, or non-traditional wealth preservation.

Differentiators

  • Provides a 360-degree product viewer for physical assets, enhancing the shopping experience for precious metals
  • Offers app-exclusive deals and biometric security to drive high-intent, repeat purchase behavior

Polymarket competes for the attention of speculative investors looking for high-engagement, probability-based financial markets.

Differentiators

  • Utilizes live prediction markets to offer a unique, probability-based approach to financial speculation
  • Operates as a CFTC-regulated platform, providing a distinct legal framework for prediction-based trading

Compare Wahed against every rival

All rivals in one side-by-side table — identity, store metrics, ratings & sentiment, and strategic intel — plus a head-to-head page for each.

Go deeper

The outtake for Wahed

Strengths to defend, gaps to attack

Core Strengths

  • AAOIFI-certified Shariah compliance creates a high-trust barrier to entry.
  • Integrated Zakat calculation provides utility for faith-conscious users.

Critical Frictions

  • 3.5-star rating indicates technical friction in core flows.
  • $100 minimum investment barrier limits top-of-funnel conversion.

Growth Levers

  • Wearable integrations could increase daily engagement.
  • B2B partnerships with Islamic banks could scale acquisition.

Market Threats

  • Fidelity's superior technical infrastructure threatens to drain power users.
  • Generalist fintech apps adding ethical filters erode the niche value.

What are the next best moves?

highPivot

Audit deposit and withdrawal flows because 3.5-star rating is dragged by technical friction → improve retention.

Sentiment analysis identifies deposit/withdrawal friction as a top complaint.

Trade-off: Pause the Real Estate Fund feature expansion to prioritize core platform stability.

mediumInvest

Ship lower-tier entry point because $100 minimum limits top-of-funnel conversion → increase user acquisition.

Competitor analysis shows zero-minimum entry is standard for generalist fintech.

Trade-off: Deprioritize the Zakat calculator UI refresh to focus on onboarding conversion.

A counter-intuitive read

The $100 minimum investment is not a weakness but a quality-control mechanism that filters for high-intent users, allowing Wahed to avoid the high support costs associated with zero-balance accounts.

Feature Gaps vs Competitors

  • Real-time market data tools (available in Fidelity but absent here)
  • High-speed international remittance (available in Enjaz App but absent here)

Key Takeaways

Wahed holds a strong ethical niche through its Shariah-compliant robo-advisor, but technical friction in core banking flows threatens long-term retention, so the PM must prioritize stability over new feature expansion to protect the current user base.

Where Is It Heading?

Stable

The ethical investment market is consolidating, and Wahed's reliance on a niche certification provides a stable foundation against generalist entrants. However, the platform must address technical stability to prevent churn to more robust competitors like Fidelity.

Technical friction in deposit flows leads to negative sentiment, which compounds the rating drag on the Android platform.

The AAOIFI-certified Shariah compliance remains a strong trust-based barrier, insulating the platform from generalist fintech competition.

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Wahed, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

What's new

The platform has pivoted its competitive focus toward traditional retail finance and banking institutions while maintaining its core Shariah-compliant value proposition.

shifted

Competitive Landscape Overhaul

shifted

Sentiment Classification

added

New Strategic Threats and Opportunities

Cite this report

Marlvel.ai. “Wahed Intelligence Report.” Updated May 14, 2026. https://marlvel.ai/apps/wahed

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