Tabby: Pay over time icon

Tabby FZ

For budget-conscious consumers in the MENA region seeking interest-free credit and deal discovery for retail shopping.

1app4.7(1.1M)Finance

Snapshot

Who is Tabby FZ?

Providing financial flexibility for Middle Eastern consumers through interest-free installment payments and retail discovery.

Target audience

Budget-conscious consumers in the MENA region seeking interest-free creditDeal discovery for retail shopping

Active nemesis

Affirm

Other rivals

Portfolio

Free 1
1
app
Finance1

Last updated

Tabby: Pay over time

v4.79.2

5mo ago

Intense

Publisher DNA

What defines Tabby FZ?

Publisher DNA

Primary focus

Buy Now, Pay Later (BNPL) financial services

Scale

indie

Target audience

Budget-conscious consumers in the MENA region seeking interest-free credit and deal discovery for retail shopping.

Signature Patterns

  • •Focus on interest-free installment payment models
  • •Integration of a retail marketplace with price tracking features
  • •Hybrid online and in-store utility via location-based tools
  • •High-frequency update cadence for a single-product portfolio
Intense

Portfolio momentum

Released 11 updates for their single flagship app in the last 6 months, with the most recent update occurring 4 days ago.

Last release 4d agoActive apps 1

Company profile

low confidence
Headquarters
UAE

Portfolio

What does Tabby FZ ship?

Apps

1 app analysed

Tabby: Pay over time icon
Tabby: Pay over time

Flexible payments. 0% interest

4.7(1.1M)

Tabby Care purchase protection increases user trust and repeat purchase rates

  • Split payment functionality provides essential financial flexibility for users managing personal monthly budget constraints
  • Inconsistent purchase approval logic causes frustration for long-term users with good payment histories

User Sentiment

How do users feel about their apps?

1

Positive apps

0

Neutral / mixed

0

Negative apps

75/100

Avg sentiment score

Rivals

Who does Tabby FZ compete with?

The rivals identified

Nemeses(1)

Affirm

known forAffirm: Buy now, pay over time

1 app4.9Finance

Both apps compete for the same retail installment market, targeting users who require flexible payment options for daily essentials and high-ticket items.

Contenders(10)

Afterpay

known forAfterpay: Pay over time

1 app4.9Finance

Both platforms target budget-conscious shoppers with interest-free installment splitting, competing directly for the same retail transaction volume and user base.

Cherry Technologies

known forCherry: The Smarter Way to Pay

2 apps5.0Finance

Cherry competes by targeting the medical and wellness financing niche, creating a vertical-specific buy-now-pay-later alternative to the general retail-focused installment model used by Tabby.

Four Technologies

known forFour | Buy Now, Pay Later

2 apps4.8Finance

Both apps target budget-conscious shoppers needing interest-free installment payments, creating direct competition for the same U.S. retail installment market share.

Klarna Bank AB

known forKlarna: Smarter everyday money

1 app4.9Finance

Both apps target budget-conscious shoppers with interest-free installment splitting, competing directly for the same retail-focused financial utility.

OrientSwiss SA

known forZOOD: Buy Now, Pay Later

1 app4.4Finance

ZOOD competes by offering installment-based shopping in Uzbekistan, Pakistan, and Lebanon, directly overlapping with the core interest-free installment utility provided by Tabby.

Pay Later

known forPayLater - Split in 4 payments

1 app2.8Finance

Both applications target the same buy-now-pay-later demographic by offering interest-free installment splitting for retail purchases.

Procco Financial Services W.L.L.

known forBaseeta | Split it your way

1 app3.3Finance

Both apps target the buy-now-pay-later market, offering installment plans for retail purchases. Baseeta competes by allowing users to split payments over 3 to 36 months for both local and international transactions.

Sezzle Mobile

known forSezzle: Buy Now, Pay Later

1 app4.9Finance

Both apps target budget-conscious shoppers with interest-free installment splitting, creating direct competition for the same user base seeking flexible retail financing.

Tamara FZE

known forTamara | Shop Now Pay Later

1 app4.7Finance

Both platforms operate in the buy-now-pay-later sector, targeting shoppers with interest-free installment plans. Tamara competes directly by offering payment splitting across retail, travel, and healthcare sectors in the same regional market.

Zip Co US

known forZip - Buy Now, Pay Later

1 app4.9Finance

Both apps target budget-conscious consumers seeking short-term retail financing, competing directly through virtual card mechanisms that enable installment payments at any Visa-accepting merchant.

Same space(11)

Alinma Bank

known foriz - Banking Experience

2 apps4.4Finance

Iz functions as a neobank that provides bill splitting and savings goals, overlapping with Tabby's financial management utility.

Kuwait Finance House

known forTam - Digital Banking

1 app4.5Finance

Tam offers a digital banking lifestyle app that provides virtual cards and instant transfers, competing for the same daily financial utility.

Neoleap

known forurpay

1 app4.4Finance

Urpay acts as a regional digital wallet in Saudi Arabia, competing for the same user's daily financial transactions and remittance needs.

PayPal

known forPayPal - Pay, Send, Save

1 app4.8Finance

PayPal serves as a primary digital wallet that overlaps with Tabby by offering Pay in 4 installments and integrated savings accounts.

Perpay

known forPerpay - Shop and Build Credit

2 apps4.9Finance

Perpay competes by linking purchasing power to payroll deductions, offering a credit-building alternative to Tabby's retail-focused installments.

Scratch Financial

known forScratch Plans

1 app2.4Finance

Scratch Plans offers specialized medical payment installments, providing a vertical-specific alternative to Tabby's general retail installment model.

Shopify

known forShop: All your favorite brands

1 app4.8Finance

Shop competes for the same commerce-focused user base by providing centralized order tracking and one-tap checkout via Shop Pay.

Tawuniya

known forTawuniya | التعاونية

2 apps3.9Finance

Tawuniya provides an insurance management interface that occupies the same financial utility space on a user's phone.

Tiqmo

known fortiqmo

1 app3.5Finance

Tiqmo provides a digital wallet and prepaid card service that competes for the user's daily payment and remittance volume.

Visible Ideas

known forSplit Pay by Rent App

1 app4.8Finance

Split Pay offers a specialized installment model for rent payments, addressing cash flow management needs similar to Tabby's retail focus.

سيركليز | Circlys

known forCirclys

1 appFinance

Circlys provides a digital alternative to traditional savings and credit committees, targeting the same financial management audience as Tabby.

The Analyst's Read

The bottom line on Tabby FZ

Bottom line

Tabby is a highly specialized fintech publisher with a massive user base and strong product-market fit in the MENA finance sector. Their strategy centers on a single, high-performance utility that combines credit services with a shopping discovery engine.

Frequently asked questions

How many apps does Tabby FZ publish?
Tabby FZ has 1 app tracked by Marlvel, primarily in the Finance category.
What kind of apps does Tabby FZ make?
Tabby FZ's portfolio is concentrated in Finance, with an average rating of 4.7/5 across rated apps.
What is Tabby FZ's top app?
By review volume across the portfolio, Tabby: Pay over time is Tabby FZ's best-known app tracked by Marlvel.

What fed this analysis

Apps analyzed:
1
With full intel:
0
With overview:
1
Website scraped:
yes
Social presence:
yes

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Tabby FZ, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Cite this report

Marlvel.ai. “Tabby FZ intelligence.” Updated 2026-04-21. https://marlvel.ai/publishers/tabby-fz-llc

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Data licensed under CC-BY-NC 4.0