99 is a Brazilian Super App integrating multi-modal transportation, food delivery, and logistics with a native fintech ecosystem (99Pay). It targets urban residents seeking high-value mobility and accessible financial services. While it holds a strong market position through hyper-local categories like 99Moto and 99Negocia, it is currently facing a significant trust crisis due to ineffective customer support and financial disputes.

The App DNA

What makes this app unique?

For Daily commuters and urban residents in Brazil looking for an all-in-one solution for transportation, food delivery, and personal finance management.

Key features

Multi-modal Transportationstandard

Comprehensive ride options including Pop, Plus, Taxi, Moto, and electric vehicles.

99Pay Digital Accountedge

Integrated financial services including Pix transfers, bill payments, personal loans, and 110% CDI yield.

99Entregastandard

Dedicated delivery service for packages and gifts via car or motorcycle.

99Negociaedge

Dynamic pricing feature allowing users to negotiate the fare for their ride.

How much does it cost?

freemiumFree to downloadTransaction-based ride/delivery feesFintech monetization (loans/investments)

The app uses a Super App strategy, monetizing through logistics commissions and financial service integration to maximize user lifetime value.

Velocity

Maintenance developmentperformanceUX improvementsShow more...

Development is currently focused on stability and minor UX refinements, with no major feature releases identified in the recent version history. The cadence consists of frequent minor patches across both Android and iOS platforms. The development trend is stable but limited to maintenance, with no evidence of new feature implementation or significant product expansion.

See all version history

Who built it?

99 Taxis Desenvolvimento de Softwares Ltda. - Epp

2 apps tracked · Travel

99 Motorista e Entregador99 Motorista e Entregador
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User Sentiment

What do users think recently?

The recent review mood reads upset. Users appreciate competitive pricing, but report ineffective customer support.

How are ratings & reviews evolving?

Google Play
4.30 · 3.0M
App Store
4.73 · 17k

What users say, by theme

What Users Love
  • Competitive Pricing
What Frustrates Users
  • Ineffective Customer Support
+ 1 more theme
Read the full review analysis

Unlock 1 more frustration theme, each backed by review evidence.

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Competition

Competitive landscape for 99: Rides, Food, Pay

How's the Travel market?

Read the market outlook

The rivals identified

Uber - Request a ride
Uber - Request a rideactive nemesis

By Uber Technologies, Inc.

Uber is the primary direct competitor across 99's core pillars (rides and delivery) with a massive scale and an aggressive release cadence of 27 updates in the last six months.

  • Global interoperability allows users to use the same app across 70+ countries, whereas 99 is localized to the Brazilian market.
  • Integrated 'Uber One' cross-platform subscription model provides unified benefits across rides and food delivery, creating higher ecosystem lock-in.
  • Advanced 'Reserve' functionality for scheduled rides and 'Uber Green' sustainability options offer a more granular service tiering than 99's standard categories.
99: Rides, Food, Pay vs Uber - Request a ride

Unlock the head-to-head verdict: where this rival wins, and where it loses.

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The Analyst's Read

Key takeaways for 99: Rides, Food, Pay

Where is it heading?

  • Users report: Sentiment is 'Terrible' with high-frequency fraud and support complaints — indicates a trust crisis.
  • Innovation velocity is lower than Uber (maintenance-heavy updates vs Uber's 27 releases in 6 months).
  • 99Pay (110% CDI) and 99Negocia remain strong unique value propositions in the Brazilian market.

The SWOT

Core Strengths
  • Native fintech integration (99Pay) with 110% CDI yield
  • Hyper-local low-cost categories (99Moto, 99Pop)
  • Dynamic fare negotiation (99Negocia)
  • Massive existing user base in Brazil (3M+ Android ratings)
Critical Frictions 4 weaknesses inside
Growth Levers
  • Expansion into crypto and advanced investments to rival Mercado Pago
  • Unified subscription model to drive ecosystem lock-in
  • B2B logistics expansion with larger vehicle types
Market Threats 3 threats identified

Next best moves

Rebuild Customer Support Workflow

+ 2 more prioritized moves

Feature gaps

Global interoperability (available in Uber but missing here) +3

Since the last report: The app has transitioned to a fintech-focused freemium model but is suffering from a significant decline in user trust due to support and financial disputes.

Bottom line

Users report: If I were the PM, I would halt feature expansion to fix the broken support and financial trust loop, as the 'Terrible' sentiment trend threatens the 99Pay ecosystem. The app's core strength is its fintech integration, but this is currently its biggest liability due to perceived fraud and lack of human assistance.

Unlock 4 critical frictions, 3 market threats, 2 more prioritized moves and the analyst’s take.

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Report last updated

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by 99: Rides, Food, Pay, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

What's new

The app has transitioned to a fintech-focused freemium model but is suffering from a significant decline in user trust due to support and financial disputes.

declined

Sentiment Crisis

shifted

Freemium Model Adoption

improved

Fintech and Negotiation Differentiators

shifted

Maintenance-Focused Development

Cite this report

Marlvel.ai. “99: Rides, Food, Pay Intelligence Report.” Updated Apr 15, 2026. https://marlvel.ai/apps/com-99taxis

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