Expense tracker & Money flow icon
Invoice Maker・The Estimate App icon
Mileage Tracker by Saldo Apps icon
+2

Saldo Apps

For freelancers, contractors, and small business owners requiring mobile-first financial management and billing solutions.

5apps3.5(11.1K)FinanceBusiness

Snapshot

Who is Saldo Apps?

Providing a modular fintech ecosystem for freelancers and small business owners to manage billing, expenses, and payments on-the-go.

Target audience

FreelancersContractorsSmall business owners requiring mobile-first financial management

Active nemesis

Labhouse Mobile

Other rivals

Portfolio

Free 5
5
apps
Finance3
Business2

Last updated

Invoice Maker・The Estimate App

v6.0.2

1.2y ago

Steady

Publisher DNA

What defines Saldo Apps?

Publisher DNA

Primary focus

Mobile fintech and business productivity tools

Scale

indie

Target audience

Freelancers, contractors, and small business owners requiring mobile-first financial management and billing solutions.

Signature Patterns

  • •Modular ecosystem of single-purpose financial utilities
  • •Freemium monetization model with monthly subscription tiers for advanced features
  • •Heavy reliance on mobile-first workflows like OCR scanning and GPS tracking
  • •Integration with third-party payment processors like Stripe
Steady

Portfolio momentum

Released 2 updates across the portfolio in the last 6 months, with the most recent major release occurring 5 days ago.

Last release 5d agoActive apps 3Abandoned 1

Portfolio

What does Saldo Apps ship?

Apps

5 apps analysed

Invoice Maker・The Estimate App icon
Invoice Maker・The Estimate App

Create simple invoices, & estimates on the go with Saldo: Bill & Invoice Maker!

4.8(7.1K)
Receipt Scanner・Track Expenses icon
Receipt Scanner・Track Expenses

Scan receipts with AI. Manage expenses. Export to Excel/PDF.

4.6(3.8K)

AI-powered extraction reduces manual data entry time for professional users

  • Accurate receipt scanning and automated data extraction simplify expense tracking for daily users
  • Frequent application crashes during multi-receipt scanning sessions disrupt the user workflow

Distributed across 20 markets, strongest in Europe.

Based on 1 of 5 apps with localized market data, more coverage rolling in as scans complete · last scanned .

Americas (4)

  • Brazil1 / 1
  • Canada1 / 1
  • Mexico1 / 1
  • United States1 / 1

Europe (9)

  • France1 / 1
  • Germany1 / 1
  • Italy1 / 1
  • Netherlands1 / 1
  • Portugal1 / 1
›+4 more europe markets
  • Spain1 / 1
  • Sweden1 / 1
  • Turkey1 / 1
  • United Kingdom1 / 1

Asia-Pacific (7)

  • Australia1 / 1
  • India1 / 1
  • Indonesia1 / 1
  • Japan1 / 1
  • Singapore1 / 1
›+2 more asia-pacific markets
  • South Korea1 / 1
  • Vietnam1 / 1

Core markets (1/1 apps)

AustraliaBrazilCanadaFranceGermanyIndiaIndonesiaItalyJapanMexicoNetherlandsPortugalSingaporeSouth KoreaSpainSwedenTurkeyUnited KingdomUnited StatesVietnam

User Sentiment

How do users feel about their apps?

0

Positive apps

1

Neutral / mixed

0

Negative apps

45/100

Avg sentiment score

Rivals

Who does Saldo Apps compete with?

The rivals identified

Nemeses(2)

Labhouse Mobile

known forInvoice Maker - Invoice Fly

2 apps4.8Business

Both apps target mobile-first freelancers and small business owners with estimate-to-invoice conversion tools. They compete directly for the same service-industry user base needing on-the-go billing.

Tidal Pool Software

known forReceipts - Expense Tracker

1 app2.8Finance

Both apps target business professionals and freelancers needing tax-compliant expense tracking, creating direct competition for users seeking to digitize and categorize financial records.

Contenders(6)

BILLDU

known forBilldu: Invoice Estimate Maker

1 app4.8Business

Both apps target freelancers and small business owners with freemium invoice and estimate generation tools, creating direct competition for mobile billing workflows.

Bookipi Pty

known forInvoice Maker & Estimate App

1 app4.6Business

Both applications target freelancers and small business owners with freemium mobile-first invoicing tools, creating direct competition for the same user base.

Go Events Online

known forInvoice Maker For Freelancers

1 app0.0Business

Both applications target freelancers and small business owners with mobile-first tools for generating invoices and estimates. They compete directly for the same user base by offering similar core billing workflows.

Simple Apps s.r.o.

known forFreeMaker - Invoice Maker

1 app4.9Business

Both apps target freelancers and small business owners with mobile-first invoicing, creating direct competition for users seeking efficient document generation.

TinyWork Apps

known forTiny Invoice - Invoice Maker

1 app4.8Business

Both applications target the same mobile-first freelancer demographic and share core functionality, specifically estimate-to-invoice conversion and automated billing calculations.

Yatra.com

known forRecap : Expense Management

1 app0.0Finance

Both apps target freelancers and small business owners with automated receipt scanning and expense tracking capabilities. They compete directly for users needing to digitize financial records for tax and accounting purposes.

Same space(29)

AN Labs

known forInvoice Maker,Estimate Creator

1 app4.6Business

It targets the same freelancer and self-employed audience by consolidating invoice management into one place.

Bart Jacobs

known forMonthly Expenses Tracker Plus

1 app5.0Finance

Offers a privacy-focused, manual-entry alternative for users who avoid bank-linking and cloud-based data storage.

BizXpert

known forBizXpert - Easy invoicing

1 app4.4Business

It competes for the same freelancer audience by offering a streamlined tool for rapid document creation.

Bohdan Tkachuk

known forFreelance Invoice Creator

1 app0.0Business

It competes for the same independent professional audience by offering a paid, high-speed invoicing utility.

Caisse d'Epargne

known forNotes de frais CE

1 appFinance

Targets the professional expense reporting market with features for mileage and invoice validation.

Cleaner + Antivirus + VPN company

known forMoney manager & expenses

1 app4.8Finance

Acts as a high-volume alternative for users prioritizing manual transaction logging over automated receipt scanning.

Corvin Hartmann

known forCashCounter: The cash manager

1 app4.5Finance

Functions as a specialized tool for physical cash counting that complements digital receipt scanning workflows.

Emma Technologies

known forEmma - Budget Planner Tracker

1 app4.3Finance

Provides automated bank aggregation as a complement to manual receipt scanning for comprehensive financial oversight.

FreshBooks

known forFreshBooks Invoicing App

1 app4.7Business

It addresses the same professional user base by offering mobile access to accounting and billing tools.

GetPaid

known forInvoice Maker ▸ Estimate App

1 app4.8Business

This app serves the same freelancer demographic by providing a mobile-centric workflow for the full billing lifecycle.

Horoscope365

known forMoney Tracker-Expense & Budget

1 app4.9Finance

Serves as a manual-entry alternative for users who prioritize budgeting over receipt digitization.

Invoice Generator s.r.o.

known forEasy Invoice Maker App

1 app4.9Business

This app targets the same small business owners by focusing on speed and convenience for on-the-go billing.

Invoice Home

known forInvoice Maker by Invoice Home

1 app4.2Business

It targets the same freelancer market by providing a mobile-first solution for billing and document management.

Invoice Maker Pro s.r.o.

known forFreebie Invoice Maker

1 app4.8Business

This app serves the same contractor audience by focusing on mobile-centric document generation and payment collection.

Invoice2go.com

known forInvoice2go: Easy Invoice Maker

1 app4.9Business

It targets the same small business segment by integrating payment processing and expense tracking into a single interface.

Joist Software

known forJoist: Estimate Invoice Maker

1 app4.7Business

It competes for the same trade contractor audience by focusing on digitizing field operations and paperwork.

Kaloyan Kanchev

known forContractor Invoice Maker: Invo

1 app4.0Business

It addresses the same contractor audience by prioritizing speed and simplicity in the invoicing workflow.

Komorebi

known forMoneyNote: Expense Tracker

1 app4.9Finance

Targets users seeking a local-storage alternative to cloud-dependent receipt scanners for tax preparation.

Mona AI

known forMoney Tracker - Mona AI

1 app5.0Finance

Utilizes AI-driven automation to assist users with bill organization and expense logging.

n2jsoft

known forN2F - expense report & mileage

2 apps4.5Finance

Targets the professional expense management segment with specialized workflows for mileage and invoice processing.

REACTIVE APPS

known forSmart Receipts: Expenses & Tax

1 app4.8Finance

Competes directly in the freelance expense tracking space by offering automated OCR and bank synchronization.

Sage Global Services

known forSage Sole Trader- MTD Ready

2 appsFinance

Serves as a regulatory-compliant alternative for UK-based users requiring Making Tax Digital integration.

SVG Apps

known forInvoice & Estimate Maker

1 app4.8Business

This app addresses the same small business owner demographic by emphasizing offline functionality for on-the-go billing.

Tausif Akram

known forInvoice Maker: Simple Invoice

1 app4.7Business

This app serves the same entrepreneur audience by replacing manual billing with a mobile-first utility.

Tolteck

known forTolteck - Estimate & Invoice

1 app3.5Business

This app targets the same construction and contractor audience by offering specialized tools for on-site quoting.

Vishwesh Pratap Singh

known forFree Invoice maker & Estimate

1 app4.8Business

This app targets the same freelancer and small business market by focusing on offline-first document creation.

Yosi Mizrachi

known forFreelance Invoice

1 app0.0Business

This app serves the same freelancer audience by focusing on in-place editing for faster productivity.

Zenvoice

known forInvoice Simple: Invoice Maker

1 app4.8Business

This app competes for the same mobile-first freelancer audience by focusing on portability and on-site billing documentation.

Zoho

known forInvoice Generator - Zoho

1 app4.8Business

It competes for the same entry-level freelancer segment by offering a zero-friction, ad-free invoicing workflow.

The Analyst's Read

The bottom line on Saldo Apps

Bottom line

Saldo Apps is a disciplined fintech studio successfully capturing the prosumer bookkeeping market through a high-rated, interconnected app suite. Their 4.71 weighted rating suggests strong product-market fit among freelancers seeking alternatives to bloated enterprise accounting software.

Frequently asked questions

How many apps does Saldo Apps publish?
Saldo Apps has 5 apps tracked by Marlvel, primarily in the Finance category.
What kind of apps does Saldo Apps make?
Saldo Apps's portfolio is concentrated in Finance and Business, with an average rating of 3.5/5 across rated apps.
What is Saldo Apps's top app?
By review volume across the portfolio, Invoice Maker・The Estimate App is Saldo Apps's best-known app tracked by Marlvel.
In how many countries are Saldo Apps's apps available?
Marlvel has tracked Saldo Apps's apps across 20 countries.

What fed this analysis

Apps analyzed:
4
With full intel:
1
With overview:
4
Website scraped:
yes
Social presence:
yes

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Saldo Apps, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Cite this report

Marlvel.ai. “Saldo Apps intelligence.” Updated 2026-04-24. https://marlvel.ai/publishers/saldo-apps-inc

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Data licensed under CC-BY-NC 4.0